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A decided public DOHA case, shown for research, not advice or a prediction.

ISCR Case No. 19-00493.a1

Appeal Board

Decided Aug 29, 2019 · Administrative Judge Michael Y. Ra'anan · Appeal

Case headnote

Summary

The applicant, a 35-year-old medical professional with two marriages and four children, faced security clearance denial due to eight delinquent debts totaling approximately $28,500 under Guideline F (Financial Considerations). Despite admitting to the debts and outlining her financial struggles, she failed to provide sufficient evidence of mitigation, leading to the affirmation of the denial on appeal.

Why the applicant was denied

  • The applicant admitted to eight delinquent debts totaling approximately $28,500.
  • She did not provide proof of any payment arrangements or documentation about her current financial situation.
  • The applicant's arguments did not sufficiently rebut the presumption that the Judge considered all evidence.

Conditions referenced

Disqualifying

  • AG ¶ 19 Financial Considerationsraised

Mitigating

  • AG ¶ 20(a) The behavior was not recentrejected
  • AG ¶ 20(b) The conditions that resulted in the behavior were beyond the person's controlrejected
  • AG ¶ 20(c) The person has received or is receiving counseling for the problemrejected
  • AG ¶ 20(d) The person has established a good track record of debt repaymentrejected

Key rule quoted

Procedural posture

SOR issued
2019-03-13
Answer filed
Applicant requested a decision on the written record.
Hearing held
2019-07-24 Decision made by Administrative Judge Braden M. Murphy.
Decision date
2019-08-29 Appeal decision affirmed the denial.

Cite for

  • Insufficient Evidence of Financial Mitigation Under Guideline F
  • Affirmation of Denial Due to Delinquent Debts
  • Rebuttal of Presumption of Evidence Consideration by the Judge

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Appeal at a glance

The appeal was filed by the applicant after the Department of Defense denied her security clearance based on financial considerations under Guideline F. The applicant argued that her debts were incurred due to circumstances beyond her control and that the security concerns had been mitigated. The Board affirmed the Administrative Judge's decision, finding no harmful error in the Judge's analysis and conclusion.

Descriptive structured reading of this decided, public Appeal Board decision: what the case says, not a prediction or advice.

Full decision

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The complete official text, footnotes and signatures included, is in the original PDF.

Decision text, by section

Synopsis

KEYWORD: Guideline F DIGEST: In her appeal brief, Applicant explains the reasons for her debts and argues the security concerns arising from them have been mitigated. She argues, for example, her debts were incurred nearly four yeas ago during an isolated period of her life and were the result of conditions beyond her control. Her arguments, however, are neither enough to rebut the presumption that the Judge considered all of the evidence in the record nor sufficient to show that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Adverse decision affirmed. CASENO: 19-00493.a1 DATE: 08/29/2019 DATE: August 29, 2019 ) In Re: ) ) ------------------------- ) ISCR Case No. 19-00493 ) ) Applicant for Security Clearance ) )

Appearances

FOR GOVERNMENT James B. Norman, Esq., Chief Department Counsel FOR APPLICANT Pro se The Department of Defense (DoD) declined to grant Applicant a security clearance. On March 13, 2019, DoD issued a statement of reasons (SOR) advising Applicant of the basis for that decision—security concerns raised under Guideline F (Financial Considerations) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as amended) (Directive). Applicant requested a decision on the written record. On July 24, 2019, after considering the record, Administrative Judge Braden M. Murphy denied Applicant’s request for a security clearance. Applicant appealed pursuant to Directive ¶¶ E3.1.28 and E3.1.30. Applicant raised the following issue in her current appeal: whether the Judge’s adverse decision was arbitrary, capricious, or contrary to law. Consistent with the following, we affirm. The Judge’s Findings of Fact and Analysis Applicant is 35-year-old medical professional. She has been married twice and has four children. She experienced periods of unemployment. She incurred some delinquent debts during the breakup of her first marriage and others later while living on her own. The SOR alleges that Applicant had eight delinquent debts totaling about $28,500. She admitted the debts in her SOR response. She has not provided proof of any payment arrangements because she does not want to enter into agreements that she cannot afford. Her husband advises her on how to manage her finances, and she is considering debt management counseling. She hopes to have her debts paid off in five years. Her finances will improve once her youngest child leaves daycare and begins elementary school. Her plan is to pay her debts one-by-one, starting with the smallest and progressing to the next larger. She provided no documentation about the current status of her debts or her current financial situation. Applicant provided insufficient evidence to support application of the Guideline F mitigating conditions.

Discussion

In her appeal brief, Applicant explains the reasons for her debts and argues the security concerns arising from them have been mitigated. She argues, for example, her debts were incurred nearly four yeas ago during an isolated period of her life and were the result of conditions beyond her control. Her arguments, however, are neither enough to rebut the presumption that the Judge considered all of the evidence in the record nor sufficient to show that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. See, e.g., ISCR Case No. 15- 01717 at 4 (App. Bd. Jul. 3, 2017). Applicant also makes some assertions that were not provided to the Judge for consideration. The Appeal Board is prohibited from considering new evidence on appeal. Directive E3.1.29. Applicant has failed to show the Judge committed any harmful error. The record supports a conclusion that the Judge examined the relevant data and articulated a satisfactory explanation for the decision, “including a ‘rational connection between the facts found and the choice made.’” Motor Vehicle Mfrs. Ass’n of the United States v. State Farm Mut. Auto. Ins. Co., 463 U.S. 29, 43 (1983)(quoting Burlington Truck Lines, Inc. v. United States, 371 U.S. 156, 168 (1962)). The Judge’s adverse decision is sustainable on this record. “The general standard is that a clearance may be granted only when ‘clearly consistent with the interests of the national security.’” Department of the Navy v. Egan at 528. See also Directive, Encl. 2, App. A ¶ 2(b): “Any doubt concerning personnel being considered for national security eligibility will be resolved in favor of the national security.”

Order

The Decision is AFFIRMED. Signed: Michael Ra’anan Michael Ra’anan Administrative Judge Chairperson, Appeal Board Signed: James E. Moody James E. Moody Administrative Judge Member, Appeal Board Signed: James F. Duffy James F. Duffy Administrative Judge Member, Appeal Board