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A decided public DOHA case, shown for research, not advice or a prediction.

ISCR Case No. 20-01386.a1

Appeal Board

Decided Jul 13, 2021 · Administrative Judge Michael Y. Ra'anan · Appeal

Case headnote

Summary

The applicant, representing himself, faced security clearance denial under Guideline F due to unresolved financial issues stemming from 14 delinquent debts attributed to a divorce. Despite claims of improved financial status and regular payments, the Board upheld the denial, finding the applicant had not sufficiently addressed most delinquencies, leaving doubts about his eligibility for a security clearance.

Why the applicant was denied

  • The applicant had 14 delinquent debts, which he attributed to a divorce.
  • The applicant's claims of improved financial status were insufficient to overcome the Judge's decision.
  • The Judge found that the applicant had not addressed most of his delinquencies.

Conditions referenced

Disqualifying

  • AG ¶ 19 Financial Considerationsraised

Mitigating

  • AG ¶ 20(a) The behavior was not recentrejected
  • AG ¶ 20(c) The applicant has made good faith efforts to repay debtsrejected

Key rule quoted

Procedural posture

SOR issued
2020-10-07
Answer filed
Applicant represented himself.
Hearing held
2021-04-13
Decision date
2021-07-13 Decision affirmed on appeal.

Cite for

  • Upholding Denial Based on Unresolved Financial Issues Under Guideline F
  • Insufficient Evidence of Financial Rehabilitation
  • Standard for Granting Security Clearance Related to National Security Interests

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Appeal at a glance

The appeal involved a denial of a security clearance based on financial considerations under Guideline F. The applicant argued that his financial situation had improved and requested reconsideration of the Judge's decision. The Board affirmed the denial, finding no harmful errors in the Judge's analysis of the evidence.

Descriptive structured reading of this decided, public Appeal Board decision: what the case says, not a prediction or advice.

Full decision

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The complete official text, footnotes and signatures included, is in the original PDF.

Decision text, by section

Synopsis

KEYWORD: Guideline F DIGEST: Applicant asks the Board to investigate the cause of his financial situation and to reconsider the Judge’s decision. The Board does not review a case de novo. In other words, we do not take a fresh, new look at the evidence to determine whether or not a security clearance should be granted or continued. Our review is limited to addressing material issues raised by the parties regarding the proceedings below, including the Judge’s decision. Directive ¶ E3.1.32. We only reverse or remand a Judge’s decision to correct a harmful error that a party has identified. Directive ¶¶ E3.1.33.2 and E3.1.33.3. Adverse decision affirmed. CASE NO: 20-01386.a1 DATE: 07/13/2021 DATE: July 13, 2021 ) In Re: ) ) ) ------------------------- ) ISCR Case No. 20-01386 ) ) Applicant for Security Clearance ) )

Appearances

FOR GOVERNMENT James B. Norman, Esq., Chief Department Counsel FOR APPLICANT Pro se

The Department of Defense (DoD) declined to grant Applicant a security clearance. On October 7, 2020, DoD issued a statement of reasons (SOR) advising Applicant of the basis for that decision—security concerns raised under Guideline F (Financial Considerations) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as amended) (Directive). Applicant requested a hearing. On April 13, 2021, after the hearing, Administrative Judge Richard A. Cefola denied Applicant’s request for a security clearance. Applicant appealed pursuant to Directive ¶¶ E3.1.28 and E3.1.30. The SOR alleged that Applicant had 14 delinquent debts. In his analysis of the evidence, the Judge noted that Applicant attributed his financial problems to a divorce and, while his financial situation has improved, he has not yet addressed most of his delinquencies. The Judge concluded that the record evidence left him with doubts as to Applicant eligibility for a security clearance. In his appeal brief, Applicant asserts that he paid debts owed to a particular collection agency and paid a Federal tax debt for a particular year. The Judge, however, found in favor of Applicant on those debts. Applicant also contends that he is making regular payments to the IRS for his remaining tax debt, that his credit reports reflect that he has significantly lowered his indebtedness in recent years, that he has not incurred any additional delinquent debts since 2019, and that a costly divorce and the raising of his children are the reasons for his financial problems. His arguments are not sufficient to rebut the presumption that the Judge considered all of the evidence in the record or enough to establish that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. See, e.g., ISCR Case No. 15-04856 at 2-3 (App. Bd. Mar. 9, 2017). Applicant asks the Board to investigate the cause of his financial situation and to reconsider the Judge’s decision. The Board does not review a case de novo. In other words, we do not take a fresh, new look at the evidence to determine whether or not a security clearance should be granted or continued. Our review is limited to addressing material issues raised by the parties regarding the proceedings below, including the Judge’s decision. Directive ¶ E3.1.32. We only reverse or remand a Judge’s decision to correct a harmful error that a party has identified. Directive ¶¶ E3.1.33.2 and E3.1.33.3. Applicant has failed to establish the Judge committed any harmful errors. The Judge examined the relevant evidence and articulated a satisfactory explanation for the decision. The decision is sustainable on this record. “The general standard is that a clearance may be granted only when ‘clearly consistent with the interests of the national security.’” Department of the Navy v. Egan, 484 U.S. 518, 528 (1988). See also Directive, Encl. 2, App. A ¶ 2(b): “Any doubt concerning personnel being considered for national security eligibility will be resolved in favor of the national security.”

Order

The Decision is AFFIRMED. Signed: Michael Ra’anan Michael Ra’anan Administrative Judge Chairperson, Appeal Board Signed: James E. Moody James E. Moody Administrative Judge Member, Appeal Board Signed: James F. Duffy James F. Duffy Administrative Judge Member, Appeal Board