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A decided public DOHA case, shown for research, not advice or a prediction.

ISCR Case No. 20-01254

Appeal Board

Decided May 4, 2022 · Administrative Judge Moira D. Modzelewski · Appeal

Case headnote

Summary

The applicant, representing himself, sought a security clearance but was denied due to financial concerns under Guideline F, specifically four delinquent debts totaling approximately $19,200. The appeal board affirmed the denial, finding the applicant's arguments regarding the debts insufficient to overturn the decision, while favoring him on other allegations under Guideline K.

Why the applicant was denied

  • The applicant had four delinquent debts totaling approximately $19,200 that were not resolved.
  • The applicant's arguments regarding the debts were deemed insufficient to overturn the denial.

Conditions referenced

Disqualifying

  • AG ¶ 20 Financial Considerationsraised

Mitigating

  • AG ¶ 21(a) The behavior was not recentrejected
  • AG ¶ 21(c) The applicant has made good faith efforts to repay the debtsrejected

Key rule quoted

Procedural posture

SOR issued
2020-11-17
Answer filed
Hearing held
2022-02-09
Decision date
2022-05-04

Cite for

  • Denial of Security Clearance Due to Unresolved Financial Obligations Under Guideline F
  • Insufficient Arguments to Overturn a Denial Based on Financial Considerations
  • Affirmation of a Denial Despite Favorable Findings on Other Allegations Under Guideline K

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Appeal at a glance

The appeal involved a denial of a security clearance based on financial considerations and handling protected information. The Applicant argued that the Judge erred in unfavorable findings regarding debts but did not establish any harmful error. The Board affirmed the decision of the Administrative Judge.

Descriptive structured reading of this decided, public Appeal Board decision: what the case says, not a prediction or advice.

Full decision

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The complete official text, footnotes and signatures included, is in the original PDF.

Decision text, by section

Appeal Board Decision

_______________________________________ ) In the matter of: )

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ISCR Case No. 20-01254

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) Applicant for Security Clearance ) _______________________________________) DEPARTMENT OF DEFENSE DEFENSE LEGAL SERVICES AGENCY DEFENSE OFFICE OF HEARINGS AND APPEALS APPEAL BOARD POST OFFICE BOX 3656 ARLINGTON, VIRGINIA 22203 (703) 696-4759 Date: May 4, 2022

Appearances

FOR GOVERNMENT James B. Norman, Esq., Chief Department Counsel FOR APPLICANT Pro se The Department of Defense (DoD) declined to grant Applicant a security clearance. On November 17, 2020, DoD issued a statement of reasons (SOR) advising Applicant of the basis for that decision―security concerns raised under Guideline F (Financial Considerations) and Guideline K (Handling Protected Information) of DoD Directive 5220.6 (January 2, 1992, as amended) (Directive). Applicant requested a hearing. On February 9, 2022, after close of the record, Defense Office of Hearings and Appeals (DOHA) Administrative Judge Richard A. Cefola denied Applicant’s request for a security clearance. Applicant appealed pursuant to Directive ¶¶ E3.1.28 and E3.1.30. The SOR lists nine Guideline F allegations and three Guideline K allegations. The Judge found against Applicant on four Guideline F allegations (SOR ¶¶ 1.a – 1.d, four delinquent debts totaling about $19,200) and found in favor of him on the remaining allegations. The majority of Applicant’s arguments in his appeal brief are directed at the Judge’s favorable findings. Since Department Counsel has not contested the Judge’s favorable findings, we need not address Applicant’s arguments regarding them.

Of note, the Judge made no findings of fact, other than his formal finding, regarding the debt in SOR ¶ 1.d, and Applicant makes no assertion of error on appeal regarding that unfavorable finding. In his brief, Applicant does assert that the debts in SOR ¶¶ 1.a – 1.c will be resolved when his divorce is finalized. The Judge found that Applicant made similar arguments regarding the debts in SOR ¶¶ 1.a and 1.b, noting Applicant claimed he was awaiting the proceeds from the sale of his community-property house to address these debts. In that regard, the Judge also noted that nothing in the property-transfer documentation mentioned the creditors in SOR ¶¶ 1.a and 1.b. From our review of the record, Applicant has failed to show the Judge erred in his unfavorable findings regarding SOR ¶¶ 1.a – 1.d. In his brief, Applicant also contends that he is not a security risk by pointing to his service to the United States over the years. None of his arguments are enough to rebut the presumption the Judge considered all of the record evidence or sufficient to show the Judge weighed the evidence in manner that was arbitrary, capricious, or contrary to law. See, e.g., ISCR Case No. 19-01234 at 3 (App. Bd. Jun. 24, 2020). Applicant failed to establish that the Judge committed any harmful error. The Judge examined the relevant evidence and articulated a satisfactory explanation for the decision. The decision is sustainable on the record. “The general standard is that a clearance may be granted only when ‘clearly consistent with national security.’” Department of the Navy v. Egan, 484 U.S. 518, 528 (1988). See also, Directive, Encl. 2, App. A ¶ 2(b): “Any doubt concerning personnel being considered for national security eligibility will be resolved in favor of national security.”

Order

The decision is AFFIRMED. Signed: James F. Duffy James F. Duffy Administrative Judge Chairperson, Appeal Board Signed: Jennifer I. Goldstein Jennifer I. Goldstein Administrative Judge Member, Appeal Board Signed: Moira D. Modzelewski Moira D. Modzelewski Administrative Judge Member, Appeal Board