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A decided public DOHA case, shown for research, not advice or a prediction.

ISCR Case No. 08-06875

Appeal Board

Decided Oct 29, 2009 · Administrative Judge Michael Y. Ra'anan · Appeal

Case headnote

Summary

The applicant, a help-desk technician with a security clearance since 1998, faced security concerns under Guideline F due to eleven delinquent debts totaling $18,988. The applicant failed to provide sufficient documentation to support claims of debt repayment and did not seek consumer credit counseling, leading to the denial of the security clearance.

Why the applicant was denied

  • The applicant had eleven delinquent debts totaling $18,988.
  • The applicant failed to provide documentation corroborating claims of debt repayment.
  • The applicant did not seek consumer credit counseling.

Conditions referenced

Disqualifying

  • AG ¶ 19 Financial Considerationsraised

Key rule quoted

Procedural posture

SOR issued
2009-02-20
Answer filed
Pro se
Hearing held
2009-08-20 Decision issued after consideration of the record.
Decision date
2009-10-29

Cite for

  • Failure to Provide Evidence of Debt Repayment Under Guideline F
  • Lack of Consumer Credit Counseling as a Factor in Security Clearance Denial
  • Affirmation of Denial Based on National Security Interests

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Appeal at a glance

The appeal involved a denial of a security clearance based on financial considerations under Guideline F. The applicant argued that the decision was arbitrary and capricious. The Board affirmed the decision, finding no harmful error in the Judge's ruling.

Descriptive structured reading of this decided, public Appeal Board decision: what the case says, not a prediction or advice.

Full decision

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Decision text, by section

Appearances

DATE: October 29, 2009 In Re: -----

Applicant for Security Clearance ) ) ) ) ) ) ) ) ISCR Case No. 08-06875

Appearances

FOR GOVERNMENT James B. Norman, Esq., Chief Department Counsel FOR APPLICANT Pro Se The Defense Office of Hearings and Appeals (DOHA) declined to grant Applicant a security clearance. On February 20, 2009, DOHA issued a statement of reasons (SOR) advising Applicant of the basis for that decision–security concerns raised under Guideline F (Financial Considerations) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as amended) (Directive). Applicant requested a decision on the written record. On August 20, 2009, after considering the record, Administrative Judge Joan Caton Anthony denied Applicant’s request for a security clearance. Applicant appealed pursuant to Directive ¶¶ E3.1.28 and E3.1.30. In addition to presenting new evidence, Applicant’s appeal submission is difficult to follow. Applicant presents a document which he proffers as a re-creation of his response to the FORM (No response to the FORM was received by DOHA). The document discusses nine debts. For one debt, of more than $10,000, Applicant reports having made three or four monthly payments of $225 in 2008 and then having stopped making payments. He then says, “I do not have any current information regarding this debt. Currents status – Debt is paid in full.” Similarly, for the other eight debts he says that no action has been taken to resolve the debts pending his divorce. Nonetheless, for six of the eight debts he then says “Current status – Debt is paid in full.” Applicant raised the following issue on appeal: whether the Judge’s adverse security clearance decision is arbitrary, capricious, or contrary to law. Finding no error, we affirm. The Judge made the following pertinent findings of fact: Applicant is a help-desk technician working for a government contractor. He has held a security clearance since 1998. Applicant has eleven delinquent debts, totaling $18,988. Although he claimed to have paid off some of his debts, he provided no documentation in corroboration. “Nothing in the record establishes that Applicant has sought and received consumer credit counseling.” Decision at 3. In concluding that Applicant had not met his burden of persuasion, the Judge noted the lack of record evidence concerning the circumstances giving rise to the debt, as well as a lack of evidence regarding debt repayment. “Overall, the record evidence leaves me with questions and doubts at the present time as to Applicant’s eligibility and suitability for a security clearance.” Id. at 6. In support of his appeal, Applicant submits matters not included in the record. For example, he provides evidence of debt settlement occurring after the date of the Judge’s adverse decision. The Board cannot consider this evidence. See Directive ¶ E3.1.29. (“No new evidence shall be received or considered by the Appeal Board”). See also ISCR Case No. 08-06518 at 2 (App. Bd. Mar. 3, 2009). After reviewing the record, the Board concludes that the Judge examined the relevant data and articulated a satisfactory explanation for the decision, “including a ‘rational connection between the facts found and the choice made.’” Motor Vehicle Mfrs. Ass’n of the United States v. State Farm Mut. Auto. Ins. Co., 463 U.S. 29, 43 (1983)(quoting Burlington Truck Lines, Inc. v. United States, 371 U.S. 156, 168 (1962)). The Judge’s decision that “it is not clearly consistent with national security to grant Applicant eligibility for a security clearance” is sustainable on this record. Decision at 7. See also Department of the Navy v. Egan, 484 U.S. 518, 528 (1988) (“The general standard is that a clearance may be granted only when ‘clearly consistent with the interests of the national security.’”).

Order

The Judge’s adverse security clearance decision is AFFIRMED. Signed: Michael Y. Ra’anan Michael Y. Ra’anan Administrative Judge Chairperson, Appeal Board Signed: Jeffery D. Billett Jeffrey D. Billett Administrative Judge Member, Appeal Board Signed: James E. Moody James E. Moody Administrative Judge Member, Appeal Board