A decided public DOHA case, shown for research, not advice or a prediction.
ISCR Case No. 08-07359
Appeal BoardDecided Oct 13, 2009 · Administrative Judge Michael Y. Ra'anan · Appeal
Case headnote
Summary
The applicant, represented by counsel, sought a security clearance under Guideline F due to numerous delinquent debts stemming from poor financial management and job loss. The appeal board affirmed the denial, emphasizing the applicant's lack of a definitive plan to address her financial issues and the connection between her financial problems and national security interests.
Why the applicant was denied
- The applicant had numerous delinquent debts, including a state tax lien and medical bills.
- The applicant's financial issues were exacerbated by job loss and poor financial management.
- The applicant did not seek financial counseling and lacked a definitive plan to address her financial problems.
Conditions referenced
Disqualifying
- AG ¶ 19 Financial Considerationsraised
Mitigating
- AG ¶ 20 Financial Considerationsrejected
Key rule quoted
“The general standard is that a clearance may be granted only when ‘clearly consistent with the interests of the national security.’”
Procedural posture
- SOR issued
- 2009-02-17
- Answer filed
- Hearing held
- 2009-07-17
- Decision date
- 2009-10-13
Cite for
- Denial of Security Clearance Due to Financial Considerations Under Guideline F
- Importance of Financial Management in Security Clearance Determinations
- Connection Between Financial Issues and National Security Interests
Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.
Appeal at a glance
The appeal was from a denial of a security clearance based on financial considerations. The applicant argued that the judge misapplied mitigating conditions and mis-weighed evidence. The Board affirmed the judge's decision, finding no harmful error.
Descriptive structured reading of this decided, public Appeal Board decision: what the case says, not a prediction or advice.
Full decision
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Decision text, by section
Appearances
DATE: October 13, 2009 In Re: ----- Applicant for Security Clearance ) ) ) ) ) ) ) ) ISCR Case No. 08-07359
Appearances
FOR GOVERNMENT James B. Norman, Esq., Chief Department Counsel FOR APPLICANT James S. DelSordo, Esq. The Defense Office of Hearings and Appeals (DOHA) declined to grant Applicant a security clearance. On February 17, 2009, DOHA issued a statement of reasons (SOR) advising Applicant of the basis for that decision–security concerns raised under Guideline F (Financial Considerations) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as amended) (Directive). Applicant requested a hearing. On July 17, 2009, after the hearing, Administrative Judge Mary E. Henry denied Applicant’s request for a security clearance. Applicant appealed pursuant to Directive ¶¶ E3.1.28 and E3.1.30. Applicant raised the following issues on appeal: whether the Judge failed properly to apply the Guideline F mitigating conditions and whether the Judge mis-weighed the evidence. Finding no error, we affirm. The Judge found that Applicant has numerous delinquent debts, for such matters as a state tax lien, medical bills, credit card bills, and an automobile loan. Her debts were affected by her husband’s loss of employment as well as her own and by the fact that, at the time he managed the household finances, her husband did not keep her apprised of their financial situation. For example, he did not pay their state income taxes for 2003, 2004, and 2005. In deciding the case adversely to Applicant, the Judge took into account the extent to which Applicant’s financial problems were affected by circumstances beyond her control (including job loss and underemployment). However, the Judge also noted that Applicant’s debts arose, in part, due to poor financial management, and that she has not sought financial counseling. The Judge further noted that Applicant continues to struggle with her bills and that she lacks a “definitive plan of action” to address her financial problems. Decision at 8. Applicant contends that the Judge did not consider evidence which she believes mitigates the security concerns in her case. However, a Judge is presumed to have considered all the evidence in the record, and Applicant’s brief is not sufficient to rebut that presumption. See, e.g., ISCR Case No. 07-00196 at 3 (App. Bd. Feb. 20, 2009); ISCR Case No. 07-00553 at 2 (App. Bd. May 23, 2008). Applicant has failed to demonstrate that the Judge weighed the evidence in a manner that is arbitrary, capricious, or contrary to law. See, e.g., ISCR Case No. 06-17409 at 3 (App. Bd. Oct. 12, 2007). After reviewing the record, the Board concludes that the Judge examined the relevant data and articulated a satisfactory explanation for the decision, “including a ‘rational connection between the facts found and the choice made.’” Motor Vehicle Mfrs. Ass’n of the United States v. State Farm Mut. Auto. Ins. Co., 463 U.S. 29, 43 (1983)(quoting Burlington Truck Lines, Inc. v. United States, 371 U.S. 156, 168 (1962)). The Judge’s decision that “it is not clearly consistent with the national interest to grant Applicant eligibility for a security clearance” is sustainable on this record. Decision at 9. See also Department of the Navy v. Egan, 484 U.S. 518, 528 (1988) (“The general standard is that a clearance may be granted only when ‘clearly consistent with the interests of the national security.’”).
Order
The Judge’s adverse security clearance decision is AFFIRMED. Signed: Michael Y. Ra’anan Michael Y. Ra’anan Administrative Judge Chairperson, Appeal Board Signed: William S. Fields William S. Fields Administrative Judge Member, Appeal Board Signed: James E. Moody James E. Moody Administrative Judge Member, Appeal Board