Summary
A 55-year-old defense contractor employee, working since 1999, was denied eligibility for a public trust position due to concerns under Guideline F (Financial Considerations) and Guideline G (Alcohol Consumption). The Statement of Reasons detailed several financial delinquencies, including a student loan in collection for $22,048, a charge account past due for $221 on a $1,334 balance, and two credit card debts in collection for $1,300 and $1,299 respectively. Additionally, the applicant had a cable debt of $365 and a television service debt of $146, both in collection.
Regarding alcohol consumption, the applicant received medical treatment for an alcohol-induced liver disorder diagnosed as alcohol abuse. Despite a doctor's recommendation to abstain, the applicant continued to consume alcohol.
While mitigating conditions were applied concerning alcohol consumption, the applicant admitted to significant financial delinquencies. The denial was based on the applicant's failure to provide sufficient credible information to mitigate financial trustworthiness concerns and a lack of demonstrated responsible management of financial obligations, particularly the substantial student loan debt.
Why the Applicant Was Denied
- The applicant failed to present sufficient credible information to mitigate financial trustworthiness concerns.
- The applicant admitted to significant financial delinquencies, including a student loan debt of over $22,000, and did not demonstrate responsible management of her financial obligations.
Conditions Referenced
- AG ¶ 19(a)raisedInability to Satisfy Debts
- AG ¶ 19(b)raisedUnwillingness to Satisfy Debts Regardless of the Ability to Do So
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
- AG ¶ 20(a)rejectedThe Behavior Happened so Long Ago, Was so Infrequent, or Occurred Under Such Circumstances That It Is Unlikely to RecurThe applicant's financial issues are recent and not resolved.
- AG ¶ 20(b)rejectedConditions That Resulted in the Financial Problems Were Largely Beyond the Person’s ControlThe applicant incurred debts deliberately and freely.
- AG ¶ 20(c)rejectedThe Person Has Received or Is Receiving Counseling for the ProblemThe applicant did not provide evidence of financial counseling.
- AG ¶ 20(d)rejectedThe Individual Has Initiated a Good-faith Effort to Repay the Overdue CreditorsThe applicant did not demonstrate a reasonable plan to address her debts.
Key Rule Quoted
“A person who seeks access to sensitive information enters into a fiduciary relationship with the Government predicated upon trust and confidence.”
Procedural Posture
- SOR issuedOct 23, 2017
- Answer filedNov 20, 2017
- Hearing held—Applicant requested a decision on the record.
- Decision dateDec 7, 2018
Cite For
- Insufficient Mitigation of Financial Trustworthiness Concerns Under Guideline F
- Mitigating Evidence Regarding Alcohol Consumption Under Guideline G
- The Importance of Demonstrating Responsible Management of Financial Obligations for Trustworthiness Eligibility.