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A decided public DOHA case, shown for research, not advice or a prediction.

ISCR Case No. 19-03792

Appeal Board

Decided Dec 20, 2021 · Administrative Judge Michael Y. Ra'anan · Appeal

Case headnote

Summary

The applicant, representing herself, faced financial concerns under Guideline F due to a delinquent mortgage and other debts. The judge found the applicant's explanations insufficient, particularly regarding the mortgage, leading to a denial of the security clearance. The appeal was affirmed as the applicant did not provide adequate evidence to overturn the initial decision.

Why the applicant was denied

  • The applicant failed to provide corroborating documentation regarding the mortgage sale proceeds.
  • The judge found against the applicant on the delinquent mortgage account, which was a significant factor in the decision.

Conditions referenced

Disqualifying

  • F.3 Inability or unwillingness to satisfy debtsraised

Mitigating

  • F.2 The conditions that resulted in the financial difficulties were largely beyond the person's controlapplied

Key rule quoted

Procedural posture

SOR issued
2020-08-21
Answer filed
Applicant requested a decision on the written record.
Hearing held
2021-10-04
Decision date
2021-12-20 Appeal affirmed.

Cite for

  • Insufficient Evidence to Overturn a Denial Based on Financial Concerns
  • Importance of Corroborating Documentation in Financial Cases
  • Standard for Granting Security Clearance Related to National Security Considerations

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Appeal at a glance

The appeal involved a denial of a security clearance based on financial considerations under Guideline F. The applicant argued that the Judge erred in weighing the evidence regarding a delinquent mortgage account. The Board affirmed the decision, finding no harmful errors in the Judge's ruling.

Descriptive structured reading of this decided, public Appeal Board decision: what the case says, not a prediction or advice.

Full decision

Open original PDF

The complete official text, footnotes and signatures included, is in the original PDF.

Decision text, by section

Synopsis

_______________________________________________ ) In the matter of: )

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ISCR Case No. 19-03792

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) Applicant for Security Clearance ) _______________________________________) DEPARTMENT OF DEFENSE DEFENSE LEGAL SERVICES AGENCY DEFENSE OFFICE OF HEARINGS AND APPEALS APPEAL BOARD POST OFFICE BOX 3656 ARLINGTON, VIRGINIA 22203 (703) 696-4759 KEYWORD: Guideline F DIGEST: In his decision, the Judge noted the mortgaged property was ultimately sold at an auction for $95,600, and Applicant claimed the proceeds of the sale were to be applied toward the outstanding mortgage balance. She failed, however, to provide corroborating documentation. Applicant’s appeal brief contains documents and assertions that were not presented to the Judge for consideration, including a document concerning the mortgage, which appears to reference activity that post-dates the close of the record. The Appeal Board is prohibited from considering new evidence on appeal. Adverse decision is affirmed. CASENO: 19-03792.a1 DATE: 12/20/2021 Date: December 20, 2021

Appearances

FOR GOVERNMENT James B. Norman, Esq., Chief Department Counsel FOR APPLICANT Pro se

The Department of Defense (DoD) declined to grant Applicant a security clearance. On August 21, 2020, DoD issued a statement of reasons (SOR) advising Applicant of the basis for that decision—security concerns raised under Guideline F (Financial Considerations) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as amended) (Directive). Applicant requested a decision on the written record. On October 4, 2021, after considering the record, Administrative Judge Arthur E. Marshall, Jr., denied Applicant’s request for a security clearance. Applicant appealed pursuant to Directive ¶¶ E3.1.28 and E3.1.30. The SOR alleged that Applicant had a delinquent mortgage account of about $62,800, a charged-off debt of about $845, and a state tax levy of about $6,100. In responding to the SOR, Applicant admitted the three debts with explanations. The Judge found against Applicant on the mortgage account and for her on the other two debts. In his decision, the Judge noted the mortgaged property was ultimately sold at an auction for $95,600, and Applicant claimed the proceeds of the sale were to be applied toward the outstanding mortgage balance. She failed, however, to provide corroborating documentation. Applicant’s appeal brief contains documents and assertions that were not presented to the Judge for consideration, including a document concerning the mortgage, which appears to reference activity that post-dates the close of the record. The Appeal Board is prohibited from considering new evidence on appeal. Directive ¶ E3.1.29. Applicant’s brief also presents arguments regarding the alleged tax levy. Her arguments regarding the tax levy need not be addressed because the Judge found in favor of her on that allegation. None of Applicant’s arguments are sufficient to establish the Judge weighed the evidence in a manner that is arbitrary, capricious, or contrary to law. Directive ¶ E3.1.32.3. She failed to establish the Judge committed any harmful errors. The Judge examined the relevant evidence and articulated a satisfactory explanation for the decision. The decision is sustainable on this record. “The general standard is that a clearance may be granted only when ‘clearly consistent with national security.’” Department of the Navy v. Egan, 484 U.S. 518, 528 (1988). See also, Directive, Encl. 2, App. A ¶ 2(b): “Any doubt concerning personnel being considered for national security eligibility will be resolved in favor of national security.”

Order

The decision is AFFIRMED. Signed: Michael Ra’anan Michael Ra’anan Administrative Judge Chairperson, Appeal Board Signed: Moira D. Modzelewski Moira D. Modzelewski Administrative Judge Member, Appeal Board Signed: James F. Duffy James F. Duffy Administrative Judge Member, Appeal Board