Summary
A 59-year-old former financial management analyst was denied a security clearance under Guideline F (Financial Considerations) due to persistent and significant financial delinquencies. The Statement of Reasons detailed a history of financial problems, including approximately $68,936 in delinquent federal and state taxes, and state tax liens totaling about $61,718. Specific federal tax delinquencies were cited for tax years 2015 through 2019, amounting to approximately $28,002.99, $24,340.30, $1,748, $12,483.75, and $2,361, respectively. The applicant also had two delinquent consumer accounts, past due by approximately $1,035 and $3,663.
The applicant acknowledged her financial problems and the four alleged state tax liens. However, she denied failing to file federal income tax returns for tax years 2010 through 2014.
The denial was based on the long-standing nature of her financial issues, which spanned decades without evidence of effective resolution. The applicant failed to demonstrate responsible actions to mitigate her delinquencies and provided no evidence of current repayment plans or payments made for her federal taxes, state taxes, or consumer debts.
Why the Applicant Was Denied
- The applicant's financial issues have persisted for decades without evidence of effective resolution.
- She failed to demonstrate responsible actions to mitigate her financial delinquencies.
- There was no evidence of current repayment plans or payments made for her Federal taxes, state taxes, or consumer debts.
Conditions Referenced
- AG ¶ 19(a)raisedInability to Satisfy Debts
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
- AG ¶ 19(f)raisedFailure to File or Fraudulently Filing Annual Federal, State, or Local Income Tax Returns or Failure to Pay Annual Federal, State, or Local Income Tax as Required
Key Rule Quoted
“An applicant is not held to a standard of perfection in his debt-resolution efforts or required to be debt-free. Rather, all that is required is than an applicant act responsibly given his circumstances and develop a reasonable plan for repayment, accompanied by 'concomitant conduct,' that is, actions which evidence a serious intent to effectuate the plan.”
Procedural Posture
- SOR issuedMar 22, 2023
- Answer filedApr 3, 2023
- Hearing held—Applicant requested a decision based on the written record.
- Decision dateJul 28, 2023
Cite For
- Longstanding Financial Issues Under Guideline F
- Failure to Demonstrate Responsible Actions in Debt Resolution
- Lack of Evidence for Repayment Plans or Payments Made