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A decided public DOHA case, shown for research, not advice or a prediction.

ISCR Case No. 17-00795.a1

Appeal Board

Decided Apr 5, 2019 · Administrative Judge Michael Y. Ra'anan · Appeal

Case headnote

Summary

The applicant, representing himself, sought a security clearance under Guideline F (Financial Considerations) after being denied due to financial issues, including a Chapter 13 bankruptcy discharge and four delinquent debts totaling approximately $36,800. The appeal board affirmed the denial, finding that the applicant failed to act responsibly in resolving his debts and did not demonstrate harmful error in the judge's decision-making process.

Why the applicant was denied

  • The applicant failed to act responsibly in resolving his debts.
  • The appeal board found no harmful error in the judge's decision-making process.
  • The applicant's arguments were deemed insufficient to challenge the judge's weighing of the evidence.

Conditions referenced

Disqualifying

  • F.3 Inability or unwillingness to satisfy debtsraised

Mitigating

  • F.2 The conditions that resulted in the financial difficulties were largely beyond the person's controlapplied

Key rule quoted

Procedural posture

SOR issued
2017-04-13
Answer filed
Hearing held
2019-02-08
Decision date
2019-04-05

Cite for

  • Evaluation of Financial Considerations Under Guideline F
  • Standards for Weighing Evidence in Security Clearance Decisions
  • Impact of Bankruptcy on Security Clearance Eligibility

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Appeal at a glance

The appeal was filed by the applicant after the Administrative Judge denied his request for a security clearance based on financial considerations. The applicant argued that the Judge misapplied the whole-person concept, citing his military service and efforts to resolve financial issues. The Board affirmed the decision, finding no harmful error in the Judge's ruling.

Descriptive structured reading of this decided, public Appeal Board decision: what the case says, not a prediction or advice.

Full decision

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The complete official text, footnotes and signatures included, is in the original PDF.

Decision text, by section

Synopsis

KEYWORD: Guideline F DIGEST: In his brief, Applicant does not challenge any of the Judge’s rulings or findings of fact. Instead, he contends the Judge misapplied the whole-person concept. In doing so, he cites his military service and performance as a defense contractor. He also discusses his financial problems and his efforts to resolve them. He argues that his financial problems amount to an isolated incident and do not reflect him as a whole person. His arguments, in essence, are a disagreement with the Judge’s weighing of the evidence. As we stated in the past, the presence of some mitigating evidence does not alone compel the Judge to make a favorable security clearance decision. The Judge, as the trier of fact, has to weigh the evidence as a whole and decide whether the favorable evidence outweighs the unfavorable evidence, or vice versa. A party’s disagreement with the Judge’s weighing of the evidence, or an ability to argue for a different interpretation of the evidence, is not sufficient to demonstrate the Judge weighed the evidence or reached conclusions in a manner that is arbitrary, capricious, or contrary to law. Adverse decision affirmed. CASENO: 17-00795.a1 DATE: 04/05/2019 DATE: April 5, 2019 In Re: ------------------ Applicant for Security Clearance ) ) ) ) ) ) ) ) ISCR Case No. 17-00795

Appearances

FOR GOVERNMENT James B. Norman, Esq., Chief Department Counsel FOR APPLICANT Pro se The Department of Defense (DoD) declined to grant Applicant a security clearance. On April 13, 2017, DoD issued a statement of reasons (SOR) advising Applicant of the basis for that decision—security concerns raised under Guideline F (Financial Considerations) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as amended) (Directive). Applicant requested a hearing. On February 8, 2019, after the hearing, Administrative Judge Stephanie C. Hess denied Applicant’s request for a security clearance. Applicant appealed pursuant to Directive ¶¶ E3.1.28 and E3.1.30. The SOR alleged that Applicant received a Chapter 13 bankruptcy discharge in 2006 and had four delinquent debts totaling about $36,800. The Judge found for Applicant on the bankruptcy allegation and against him on the delinquent debts. The Judge concluded that, while Applicant’s financial problems were due to several events largely beyond his control, he failed to act responsibly in resolving his debts. Applicant’s appeal brief includes information not contained in the record. We cannot consider new evidence on appeal. Directive ¶ E3.1.29. In his brief, Applicant does not challenge any of the Judge’s rulings or findings of fact. Instead, he contends the Judge misapplied the whole-person concept. In doing so, he cites his military service and performance as a defense contractor. He also discusses his financial problems and his efforts to resolve them. He argues that his financial problems amount to an isolated incident and do not reflect him as a whole person. His arguments, in essence, are a disagreement with the Judge’s weighing of the evidence. As we stated in the past, the presence of some mitigating evidence does not alone compel the Judge to make a favorable security clearance decision. The Judge, as the trier of fact, has to weigh the evidence as a whole and decide whether the favorable evidence outweighs the unfavorable evidence, or vice versa. A party’s disagreement with the Judge’s weighing of the evidence, or an ability to argue for a different interpretation of the evidence, is not sufficient to demonstrate the Judge weighed the evidence or reached conclusions in a manner that is arbitrary, capricious, or contrary to law. See, e.g., ISCR Case No. 15-00650 at 2 (App. Bd. Jun. 27, 2016).

Applicant has not established that the Judge committed any harmful error. The Judge examined the relevant evidence and articulated a satisfactory explanation for the decision. The decision is sustainable on this record. “The general standard is that a clearance may be granted only when ‘clearly consistent with the interests of the national security.’” Department of the Navy v. Egan, 484 U.S. 518, 528 (1988). See also Directive, Encl. 2, App. A ¶ 2(b): “Any doubt concerning personnel being considered for national security eligibility will be resolved in favor of the national security.”

Order

The Decision is AFFIRMED. Signed: Michael Ra’anan Michael Ra’anan Administrative Judge Chairperson, Appeal Board Signed: James F. Duffy James F. Duffy Administrative Judge Member, Appeal Board Signed: Charles C. Hale Charles C. Hale Administrative Judge Member, Appeal Board