Summary
A 37-year-old help-desk employee was denied a public trust determination under Guideline F (Financial Considerations) due to significant financial delinquencies. The applicant had approximately $122,989 in outstanding debts, which raised concerns about her reliability and trustworthiness.
The decision cited disqualifying conditions related to financial issues, specifically AG ¶ 19(a), AG ¶ 19(b), and AG ¶ 19(c). While mitigating conditions AG ¶ 20(a) through AG ¶ 20(e) were considered, they were not sufficient to overcome the security concerns.
Ultimately, the denial was based on the applicant's substantial delinquent debts and her failure to provide adequate evidence of efforts to resolve these financial issues. The adjudicator concluded that these factors undermined her reliability and trustworthiness for a public trust position.
Why the applicant was denied
- The applicant has significant delinquent debts totaling approximately $122,989.
- The applicant did not provide sufficient evidence of efforts to resolve her debts.
- The applicant's financial difficulties raise questions about her reliability and trustworthiness.
Conditions referenced
- AG ¶ 19(a)raisedInability to Satisfy Debts
- AG ¶ 19(b)raisedUnwillingness to Satisfy Debts Regardless of the Ability to Do So
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
- AG ¶ 20(a)rejectedBehavior Happened so Long Ago, Was Infrequent, or Occurred Under Circumstances Unlikely to RecurThe applicant's financial issues are ongoing and have not been resolved.
- AG ¶ 20(b)rejectedConditions Resulting in Financial Problems Were Largely Beyond the Person's ControlWhile some conditions were beyond control, the applicant did not demonstrate responsible actions to address the debts.
- AG ¶ 20(c)rejectedReceived Financial Counseling From a Legitimate SourceNo evidence of financial counseling was presented.
- AG ¶ 20(d)rejectedGood-faith Effort to Repay Overdue CreditorsThe applicant did not provide evidence of a viable plan to address her debts.
- AG ¶ 20(e)rejectedReasonable Basis to Dispute Legitimacy of Past-due DebtThe applicant did not substantiate her disputes with documented proof.
Key rule quoted
“Failure to live within one’s means, satisfy debts, and meet financial obligations may indicate poor self-control, lack of judgment, or unwillingness to abide by rules and regulations, all of which can raise questions about an individual's reliability, trustworthiness, and ability to protect classified or sensitive information.”
Procedural posture
- SOR issuedMay 11, 2016
- Answer filedNot specified
- Hearing heldNot applicable (written record)
- Decision dateFeb 26, 2018
Cite for
- Financial Considerations Under Guideline F
- Impact of Unresolved Debts on Trustworthiness
- Requirements for Mitigating Financial Issues in Security Clearance Cases