Summary
A 50-year-old former Army service member was denied a security clearance due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The applicant had a history of unresolved debts and failed to disclose critical information in his November 2015 e-QIP application. Specifically, he did not report an August 2011 Army letter of intent to revoke his security clearance and access to sensitive compartmented information (SCI), which stemmed from a 2010 domestic assault charge and his non-participation in a psychological evaluation.
Additionally, the applicant admitted to arrests in 2003, 2010, and 2014 for violent, inappropriate, or disruptive behaviors. While a formerly delinquent $71,008 mortgage account was resolved, the applicant acknowledged making a poor decision by allowing his former wife to use his government credit card from 2013 to 2014.
The denial was based on the applicant's failure to mitigate financial concerns, including the misuse of a government credit card, and a lack of sufficient evidence demonstrating responsible financial management or participation in financial counseling. His failure to disclose the prior security clearance suspension also raised significant trustworthiness concerns.
Why the Applicant Was Denied
- The applicant failed to mitigate financial concerns related to unresolved debts and misuse of a government credit card.
- The applicant did not provide sufficient evidence of responsible financial management or participation in financial counseling.
- The applicant's failure to disclose relevant information regarding the suspension of his security clearance raised significant trustworthiness concerns.
Conditions Referenced
- F.1.araisedInability to Satisfy Debts
- E.2.araisedDeliberate Omission, Concealment, or Falsification of Relevant Facts
- E.2.draisedCredible Adverse Information
- F.20.crejectedReceived Financial CounselingThe applicant did not provide documentary proof of financial counseling.
- F.20.dappliedGood-faith Effort to Repay DebtsThe applicant resolved several debts but failed to mitigate the misuse of the government credit card.
- E.17.crejectedMinor Offense or Unlikely to RecurThe applicant's failure to disclose relevant information was not considered minor.
Key Rule Quoted
“Any doubt concerning personnel being considered for national security eligibility will be resolved in favor of the national security.”
Procedural Posture
- SOR issuedDec 27, 2016
- Answer filedJan 11, 2017
- Hearing held—Decided on written record without a hearing.
- Decision dateSep 10, 2018
Cite For
- Failure to Mitigate Financial Concerns Under Guideline F
- Failure to Disclose Relevant Information Under Guideline E
- Consideration of the Whole-person Concept in Security Clearance Decisions.