Summary
A 47-year-old communications analyst for a defense contractor was denied a security clearance due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The applicant had over $36,000 in unpaid debts, including multiple credit cards, utilities, cable TV, telephone, and a charged-off repossession.
On his March 30, 2005, security clearance application, the applicant falsely answered "No" to questions regarding being over 180 days delinquent on any debt in the last seven years and being currently over 90 days delinquent on any debt. He was aware of his outstanding debts at the time of these responses.
Despite being granted additional time to provide evidence of debt resolution, the applicant only submitted proof of payment for a single $81 debt. The judge found that the applicant failed to mitigate the concerns raised by his significant unpaid debts and the falsification of material facts on his security clearance application.
Why the Applicant Was Denied
- Applicant had over $36,000 in unpaid debts, with only one small debt paid.
- He provided no evidence to support claims of debt resolution despite being given additional time to do so.
- Applicant falsified information on his security clearance application regarding his financial delinquencies.
Conditions Referenced
- E2.A6.1.2.1raisedFinancial Considerations Disqualifying ConditionHistory of not meeting financial obligations.
- E2.A6.1.2.3raisedFinancial Considerations Disqualifying ConditionInability or unwillingness to satisfy debts.
- E2.A5.1.2.2raisedPersonal Conduct Disqualifying ConditionDeliberate omission, concealment, or falsification of relevant and material facts.
- E2.A6.1.3.3appliedFinancial Considerations Mitigating ConditionConditions that resulted in the behavior were largely beyond the person’s control.
- E2.A6.1.3.4rejectedFinancial Considerations Mitigating ConditionNo evidence of financial counseling.
- E2.A6.1.3.6rejectedFinancial Considerations Mitigating ConditionNo genuine effort to repay overdue creditors.
- E2.A5.1.3.2rejectedPersonal Conduct Mitigating ConditionFalsification was not an isolated incident and was recent.
- E2.A5.1.3.4rejectedPersonal Conduct Mitigating ConditionOmission was not caused by improper advice.
Key Rule Quoted
“"If a person discloses the adverse information about himself, then he may be trusted with classified information."”
Procedural Posture
- SOR issuedMar 30, 2005
- Answer filedSep 15, 2006
- Hearing heldDec 21, 2006Record kept open until January 12, 2007.
- Decision dateApr 30, 2007
Cite For
- Failure to Mitigate Financial Obligations Under Guideline F
- Falsification of Information on Security Clearance Applications Under Guideline E
- Insufficient Evidence to Support Claims of Debt Resolution.