Summary
The applicant, a 44-year-old man employed by a Department of Defense contractor, faced security concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations) due to approximately $16,000 in delinquent debt and a failure to disclose a judgment on his security clearance application. The judge found that the applicant did not act deliberately in omitting the judgment but failed to mitigate the financial concerns, leading to a denial of his security clearance.
Under Guideline E (Personal Conduct) and Guideline F (Financial Considerations), the Statement of Reasons alleged the following: a judgment filed against him by a mortgage company in the amount of $2,782 (1.a). a $167 unpaid medical account placed for collection in May 2003, creditor unknown (1.b). an $86 unpaid medical account placed for collection in May 2004, creditor unknown (1.c). a $221 unpaid medical account placed for collection in April 2006, creditor unknown (1.d). an $849 collection account for a cell phone (1.e). a $12,339 charged off account related to a vehicle repossession in approximately August 2003 (1.f). an $1,800 child support arrearage (1.g).
The judge denied the clearance. The government raised disqualifying conditions FC DC ¶19(a), FC DC ¶19(c). The decision turned on the following: The applicant has approximately $16,000 in delinquent debt and has taken no action to resolve these accounts; The applicant's failure to disclose a judgment on his application was not considered deliberate, but this did not mitigate the financial concerns; No mitigating conditions applied as the applicant provided no evidence of attempts to resolve his debts.
Why the Applicant Was Denied
- The applicant has approximately $16,000 in delinquent debt and has taken no action to resolve these accounts.
- The applicant's failure to disclose a judgment on his application was not considered deliberate, but this did not mitigate the financial concerns.
- No mitigating conditions applied as the applicant provided no evidence of attempts to resolve his debts.
Conditions Referenced
- FC DC ¶19(a)raisedInability or Unwillingness to Satisfy Debts
- FC DC ¶19(c)raisedA History of Not Meeting Financial Obligations
Key Rule Quoted
“The adjudicative process is an examination of a sufficient period of a person’s life to make an affirmative determination that the person is an acceptable security risk.”
Procedural Posture
- SOR issuedFeb 23, 2007
- Answer filedMar 13, 2007Sworn statement submitted.
- Hearing held—Case decided on written record.
- Decision dateJul 30, 2007
Cite For
- Failure to Mitigate Financial Concerns Under Guideline F
- Non-deliberate Omission of Information Under Guideline E
- Impact of Financial Obligations on Security Clearance Eligibility