Summary
A 59-year-old defense contractor employee was denied a security clearance due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The applicant had a history of financial issues, including a Chapter 13 bankruptcy dismissed in 2001 for non-payment, an April 2001 repossession, and multiple outstanding debts ranging from medical bills to utility and credit card balances.
While the applicant mitigated some financial issues by paying off most debts, the primary reason for denial stemmed from deliberate falsifications on his SF 86. He falsely answered "No" to questions regarding repossessions, tax liens, and being over 90 or 180 days delinquent on debts, failing to disclose numerous financial obligations and the repossession.
No mitigating conditions were found for the personal conduct concerns, as the falsifications were not isolated incidents and were recent. Consequently, the applicant's security clearance was denied.
Why the Applicant Was Denied
- The applicant deliberately falsified material facts on his SF 86 regarding financial delinquencies and repossessions.
- No mitigating conditions were established for the personal conduct concerns, as the falsifications were not isolated incidents and were recent.
Conditions Referenced
- E2.A5.2.2appliedDeliberate Omission, Concealment, or Falsification of Relevant and Material Facts From His SF 86
- F3.A1.3appliedInability or Unwillingness to Satisfy Debts
- F2.A1.1appliedThe Individual Has Made a Good Faith Effort to Repay Overdue Creditors or Otherwise Resolve Debts
Key Rule Quoted
“An applicant's admission of the information in specific allegations relieves the Government of having to prove those allegations.”
Procedural Posture
- SOR issuedJan 15, 2004
- Answer filedFeb 17, 2004
- Hearing heldJun 3, 2004
- Decision dateOct 13, 2004
Cite For
- Deliberate Falsification of Information on Security Clearance Applications Under Guideline E
- Mitigation of Financial Issues Under Guideline F
- Assessment of Credibility in Personal Conduct Cases