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ISCR Case 09-08295.a2 — CASE

Case record

ISCR Case 09-08295.a2

A decided public DOHA case, shown for research — not advice or a prediction.

Case Profile
Decision Date2/6/2012
Statusdenied
LevelHEARING
TypeSTANDARD ISCR
Related decisionsSee the appeal decision (Case 09-08295.a1) →See the hearing decision (Case 09-08295.h1) →
Participants
Applicant Representation: Pro Se
Judge: Jeffrey D. Billett, Michael Y. Ra'anan, James E. Moody
Government Counsel: James B. Norman
Case Summary
The applicant in this case was a configuration analyst for a defense contractor, who had previously filed for bankruptcy in July 2003, discharging approximately $238,000 in delinquent debt. The Department of Defense Office of Hearings and Appeals (DOHA) raised security concerns under Guideline F (Financial Considerations) due to the applicant's ongoing financial issues, which included about $38,000 in additional delinquent debts, with a total delinquency of $27,223 remaining unresolved. The applicant cited medical problems and family issues as contributing factors to her financial difficulties.
The administrative judge found that while the applicant had made some efforts to address her debts, including attending credit counseling sessions and resolving several debts, she did not demonstrate sufficient responsible management of her finances over the years. The judge noted that the applicant failed to adhere to her debt management plan and did not provide adequate evidence of her financial responsibility. Consequently, the judge concluded that the applicant's financial history raised significant security concerns that were not sufficiently mitigated.
The administrative judge ultimately denied the applicant's request for a security clearance, affirming that the adverse impact of an unfavorable decision on the applicant was not a relevant consideration in evaluating security clearance eligibility. The Appeal Board upheld the judge's decision, stating that the judge had appropriately weighed the evidence and applied the relevant guidelines, concluding that granting the clearance was not consistent with national security interests.
Guidelines Evaluated
- Guideline FFinancial Considerations · Against Applicant
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Case Headnote

ISCR Case No. 09-08295.a2

deniedFeb 6, 2012· Hon. Jeffrey D. Billett· hearing

Summary

A configuration analyst with a Master's degree was denied a security clearance under Guideline F, Financial Considerations, due to significant delinquent debts. The applicant presented medical and family issues as contributing factors to her financial difficulties.

However, the judge determined there was insufficient evidence of responsible debt management. Specifically, the applicant did not demonstrate diligence in pursuing a debt management plan or consistently making scheduled payments.

These factors led to the denial of her security clearance, citing Disqualifying Condition AG ¶ 19(a).

Why the Applicant Was Denied

The applicant did not provide sufficient evidence of responsible management of her debts.
The judge noted a lack of diligence in pursuing a debt management plan and failure to make payments as scheduled.

Conditions Referenced

Disqualifying

AG ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts

Key Rule Quoted

“The adverse impact an unfavorable decision may have on an applicant is not a relevant or material consideration in evaluating his or her security clearance eligibility.”
— ISCR Case No. 10-01188 at 2 (App. Bd. Jun. 15, 2011)

Procedural Posture

SOR issuedJul 8, 2010
Answer filed—Applicant represented herself pro se.
Hearing held—Decision made on the written record.
Decision dateFeb 6, 2012Adverse decision affirmed on appeal.

Cite For

Insufficient Evidence of Responsible Debt Management Under Guideline F
Impact of Personal Circumstances on Financial Obligations
Evaluation of Financial Considerations in Security Clearance Cases

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Full decision

The complete, official text — footnotes and signatures included — is in the original PDF.