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ISCR Case 20-01678 — CASE

Case record

ISCR Case 20-01678

A decided public DOHA case, shown for research — not advice or a prediction.

Case Profile
Decision Date6/1/2022
Statusdenied
LevelHEARING
TypeSTANDARD ISCR
Participants
Applicant Representation: Pro Se
Judge: Marc E. Curry
Government Counsel: John C. Lynch
Case Summary
The applicant in this case was a 58-year-old custodian employed by a defense contractor, who faced security clearance denial due to financial considerations under Guideline F. The Department of Defense issued a Statement of Reasons (SOR) citing approximately $57,445 in delinquent debts, primarily consisting of child support arrears and medical debt. The applicant initially denied the allegations but later acknowledged his financial difficulties, attributing them to an inability to manage multiple responsibilities simultaneously.
The administrative judge found that the applicant had not sufficiently mitigated the security concerns related to his financial issues. Although he had engaged a debt relief agency and initiated a payment plan, he failed to provide evidence of progress in reducing his debts. The judge noted that the applicant's ongoing financial problems and child support delinquency raised significant concerns about his reliability and judgment. Ultimately, the judge ruled against the applicant, concluding that granting security clearance was not consistent with national security interests due to the unresolved financial obligations.
Guidelines Evaluated
- Guideline FFinancial Considerations · Against Applicant
Similar decisions
Other decisions whose allegations read most like this one. Descriptive similarity of the allegations only — not a prediction.
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Case Headnote

ISCR Case No. 20-01678

deniedJun 1, 2022· Hon. Marc E. Curry· hearing

Summary

A 58-year-old defense contractor was denied a security clearance under Guideline F, Financial Considerations, due to significant delinquent debts. The Statement of Reasons cited approximately $57,445 in total delinquent debt, which included about $49,000 in child support arrears and $4,000 in delinquent medical debt. These issues raised disqualifying conditions under Adjudicative Guideline paragraphs 19(a) and 19(c).

While mitigating conditions under Adjudicative Guideline paragraphs 20(c) and 20(d) were considered, they were ultimately not applied. The applicant had engaged a debt relief agency to organize a payment plan; however, the judge found no evidence of progress in resolving the outstanding debts.

Consequently, the judge concluded that the applicant's financial problems were ongoing and did not meet the criteria for mitigation, leading to the denial of the security clearance.

Why the Applicant Was Denied

The applicant has approximately $57,445 of delinquent debt, primarily child support arrears.
The applicant failed to provide evidence of progress in resolving his debts despite consulting a debt relief agency.
The applicant's financial problems are ongoing and do not meet the criteria for mitigation.

Conditions Referenced

Disqualifying

AG ¶ 19(a)raisedInability to Satisfy Debts
AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations

Mitigating

AG ¶ 20(c)appliedThe Individual Is Receiving Help to Resolve DebtsThe applicant retained a debt relief agency to help organize a payment plan, but did not provide evidence of progress.
AG ¶ 20(d)appliedGood-faith Efforts to Repay DebtsThe applicant initiated a debt-payment plan but did not adhere to it.

Key Rule Quoted

“Failure to live within one’s means, satisfy debts, and meet financial obligations may indicate poor self-control, lack of judgment, or unwillingness to abide by rules and regulations, all of which can raise questions about an individual’s reliability, trustworthiness, and ability to protect classified or sensitive information.”
— AG ¶ 18

Procedural Posture

SOR issuedJan 11, 2021
Answer filedOct 5, 2021Applicant denied all allegations.
Hearing held—
Decision dateJun 1, 2022

Cite For

Financial Considerations Under Guideline F
Impact of Delinquent Child Support on Security Clearance
Requirements for Mitigating Financial Obligations in Security Clearance Cases

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Standardized Decision Profile

SEAD-4 Guideline F · descriptive summary of a decided case

Posture: Decision on RecordDecided: denied

The applicant has approximately $57,445 of delinquent debt, including about $49,000 in child support arrearage and $4,000 in delinquent medical debt. The judge found the applicant's financial issues ongoing and did not find sufficient mitigation, resulting in a decision against the applicant.

¶	Allegation	Finding	Type	Response	Disqualifying (¶19)	Mitigating applied (¶20)	Mitigation
1.a	Applicant has approximately $57,445 of delinquent debt, including approximately $49,000 in child support arrearage and $4,000 in delinquent medical debt. $57,445	Against Applicant	Child Support Debt	Unknown	(a) inability to satisfy debts (c) a history of not meeting financial obligations	—	Claimed Debt Paid in Full Claimed Other

Descriptive standardized rendering of a decided public case (Guideline F). The verbatim source decision is shown in full below.

Full decision

The complete, official text — footnotes and signatures included — is in the original PDF.