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ISCR Case 22-01507 — CASE

Case record

ISCR Case 22-01507

A decided public DOHA case, shown for research — not advice or a prediction.

Case Profile
Decision Date11/9/2023
Statusdenied
LevelHEARING
TypeADP POSITION
Related decisionSee the hearing decision (Case 22-01507) →
Participants
Applicant Representation: Pro Se
Judge: Carol G. Ricciardello
Government Counsel: Brian L. Farrell
Case Summary
The applicant in this case was a 29-year-old individual seeking a public trust position with the Department of Defense. The adjudicative guideline at issue was Guideline F, concerning financial considerations. The Statement of Reasons (SOR) outlined 19 delinquent debts totaling approximately $33,195, which included a repossessed vehicle and various consumer and medical accounts. The applicant admitted to all allegations in the SOR but did not provide sufficient evidence to mitigate the concerns raised.
The applicant acknowledged her financial difficulties were due to underemployment and a lack of understanding regarding financial stability. She claimed to have made payment arrangements for one of the debts and expressed intentions to pay off her debts by 2025. However, she did not submit any documentation to support her claims of payment arrangements or evidence of payments made. The administrative judge noted that the applicant's debts remained unresolved and unpaid, and there was no evidence of financial counseling or a good-faith effort to repay creditors.
The administrative judge ruled against the applicant, concluding that she failed to mitigate the trustworthiness concerns related to her financial situation. The judge emphasized that the applicant did not meet her burden of persuasion under Guideline F, leaving doubts about her eligibility and suitability for a public trust position. Consequently, the applicant's eligibility for access to sensitive information was denied.
Guidelines Evaluated
- Guideline FFinancial Considerations · Against Applicant
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Case Headnote

ISCR Case No. 22-01507

deniedNov 9, 2023· Hon. Carol G. Ricciardello· hearing

Summary

A 29-year-old applicant for a public trust position was denied a security clearance under Guideline F (Financial Considerations) due to unresolved financial issues. The Statement of Reasons alleged numerous delinquent debts totaling approximately $33,195, stemming from a repossessed vehicle and various consumer and medical accounts.

The applicant admitted to these debts, which remained unresolved. Disqualifying conditions F.1.a and F.1.c were raised, indicating a history of not meeting financial obligations and an inability or unwillingness to satisfy debts.

The denial was based on the applicant's failure to provide evidence of any actions taken to address or make payments toward these debts. Claims of financial stability and plans for repayment were not substantiated with documentation, leading the judge to conclude that trustworthiness concerns related to financial responsibility were not mitigated.

Why the Applicant Was Denied

The applicant admitted to having numerous delinquent debts totaling approximately $33,195, which were not resolved.
The applicant did not provide evidence of any actions taken to address her debts or make payments towards them.
The applicant's claims of financial stability and plans to pay off debts were not substantiated with documentation.

Conditions Referenced

Disqualifying

F.1.araisedInability to Satisfy Debts
F.1.craisedA History of Not Meeting Financial Obligations

Key Rule Quoted

“Failure to live within one’s means, satisfy debts, and meet financial obligations may indicate poor self-control, lack of judgment, or unwillingness to abide by rules and regulations, all of which can raise questions about an individual’s reliability, trustworthiness, and ability to protect classified or sensitive information.”

Procedural Posture

SOR issuedJun 5, 2023
Answer filedJun 21, 2023Applicant elected to have the case decided on the written record.
Hearing held—No hearing was held; decision made on the written record.
Decision dateNov 9, 2023

Cite For

Failure to Mitigate Financial Considerations Under Guideline F
Insufficient Evidence of Responsible Actions Regarding Debts
Impact of Unresolved Debts on Trustworthiness Evaluations

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Standardized Decision Profile

SEAD-4 Guideline F · descriptive summary of a decided case

Posture: Decision on RecordDecided: denied

The applicant has numerous delinquent debts totaling approximately $33,195, primarily related to a repossessed vehicle and various consumer and medical accounts. The judge found against the applicant on all allegations under Guideline F, citing a lack of evidence of responsible actions taken to resolve the debts.

¶	Allegation	Finding	Type	Response	Disqualifying (¶19)	Mitigating applied (¶20)	Mitigation
1.a	Applicant has numerous delinquent debts totaling approximately $33,195, owed for a repossessed vehicle and various consumer and medical accounts. $33,195	Against Applicant	Unspecified Financial	Admitted	—	—	—
1.b–1.s	18 sub-charges — specific text not stated in this decision (against the applicant).	Against Applicant			—	—	—

Descriptive standardized rendering of a decided public case (Guideline F). The verbatim source decision is shown in full below.

Full decision

The complete, official text — footnotes and signatures included — is in the original PDF.