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ISCR Case 23-00905 — CASE

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ISCR Case 23-00905

A decided public DOHA case, shown for research — not advice or a prediction.

Case Profile
Decision Date3/18/2024
Statusdenied
LevelHEARING
TypeSTANDARD ISCR
Participants
Applicant Representation: Pro Se
Judge: Robert E. Coacher
Government Counsel: Alison P. O'Connell
Case Summary
Applicant, a 50-year-old software engineer employed by a defense contractor since June 2022, faced security concerns under Guideline F, related to financial considerations. The Department of Defense issued a Statement of Reasons (SOR) on May 2, 2023, citing three delinquent debts totaling approximately $21,600, which included a bank debt, a vendor debt, and an unexpired lease debt. Applicant admitted to the first two debts and explained that they stemmed from a failed business he started in late 2019, which was adversely affected by the COVID-19 pandemic. He denied the third allegation regarding the lease debt, stating it was resolved.
During the hearing, Applicant acknowledged his financial difficulties and admitted he had not made any voluntary payments toward the debts. He explained that he sought advice from a bankruptcy attorney but chose not to file for bankruptcy, opting instead to wait and see if creditors would forgive the debts. The administrative judge found that Applicant's financial issues were recent and that he had not taken responsible steps to address them, which raised concerns about his reliability and judgment. Ultimately, the judge ruled against Applicant, denying his eligibility for access to classified information, citing the lack of evidence demonstrating a good-faith effort to resolve his financial obligations.
Guidelines Evaluated
- Guideline FFinancial Considerations · Against Applicant
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Case Headnote

ISCR Case No. 23-00905

deniedMar 18, 2024· Hon. Robert E. Coacher· hearing

Summary

A 50-year-old defense contractor employee was denied a security clearance under Guideline F, Financial Considerations, due to unresolved financial issues. The Statement of Reasons alleged three specific delinquent debts: a bank debt of approximately $17,000, a vendor debt of $4,600, and an unexpired lease debt that has since been resolved. These allegations raised disqualifying condition AG ¶ 20(a).

The applicant admitted to delinquent debts totaling approximately $21,600. The judge determined there was insufficient evidence of financial responsibility and concluded that the applicant had not mitigated the security concerns.

Consequently, the security clearance application was denied.

Why the Applicant Was Denied

The applicant admitted to delinquent debts totaling approximately $21,600.
The judge found insufficient evidence of financial responsibility.
The applicant did not mitigate the security concerns.

Conditions Referenced

Disqualifying

AG ¶ 20(a)raisedFinancial Considerations

Procedural Posture

Decision DateMar 18, 2024

Cite For

Denial of Security Clearance Due to Unresolved Financial Issues
Insufficient Evidence of Financial Responsibility Under Guideline F
Impact of Delinquent Debts on Security Clearance Eligibility

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Standardized Decision Profile

SEAD-4 Guideline F · descriptive summary of a decided case

Posture: HearingDecided: denied

The judge found that the applicant had significant financial issues, including a bank debt of approximately $17,000 and a vendor debt of $4,600, both of which were admitted by the applicant. The judge ruled against the applicant on these debts, citing a lack of a responsible plan to resolve them, while the unexpired lease debt was found to be resolved.

¶	Allegation	Finding	Type	Response	Disqualifying (¶19)	Mitigating applied (¶20)	Mitigation
1.a	Applicant was delinquent on a bank debt totaling approximately $17,000. $17,000	Against Applicant	Unspecified Financial	Admitted	—	—	—
1.b	Applicant was delinquent on a vendor debt totaling $4,600. $4,600	Against Applicant	Unspecified Financial	Admitted	—	—	—
1.c	Applicant was delinquent on an unexpired lease debt, which is resolved.	For Applicant	Unspecified Financial	Denied	—	—	—

Descriptive standardized rendering of a decided public case (Guideline F). The verbatim source decision is shown in full below.

Full decision

The complete, official text — footnotes and signatures included — is in the original PDF.