Summary
A 27-year-old test electrician was denied a security clearance due to concerns under Guidelines E (Personal Conduct), F (Financial Considerations), and J (Criminal Conduct). The judge found substantial evidence of financial irresponsibility and a pattern of criminal conduct, which raised doubts about the applicant's reliability and trustworthiness.
The applicant had numerous delinquent debts totaling over $30,000. These included medical bills incurred after leaving the Navy and before obtaining medical insurance, unpaid judgments, a $9,163 debt from a car repossession, and delinquent debts for furniture and back rent. Some judgments had been satisfied by pay garnishments, and some debts were incurred during his marriage. Many of these debts remained unresolved.
Additionally, the applicant falsified his security clearance application by answering "no" to questions regarding pending criminal charges and undisclosed arrests or convictions. His criminal history included multiple arrests for domestic violence, which he failed to disclose. The denial was based on the applicant's admitted delinquent debts, his criminal history, and his lack of candor in failing to disclose arrests on his application.
Why the Applicant Was Denied
- The applicant admitted to numerous delinquent debts totaling over $30,000, indicating financial irresponsibility.
- The applicant's criminal history included multiple arrests for domestic violence, raising doubts about his judgment and reliability.
- The applicant failed to disclose several arrests on his security clearance application, demonstrating a lack of candor.
Conditions Referenced
- AG ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)raisedHistory of Not Meeting Financial Obligations
- AG ¶ 19(e)raisedConsistent Spending Beyond One's Means
- AG ¶ 31(a)raisedA Single Serious Crime or Multiple Lesser Offenses
- AG ¶ 31(c)raisedAllegation or Admission of Criminal Conduct
- AG ¶ 20(b)appliedConditions That Resulted in the Financial Problem Were Largely Beyond the Person's ControlSome debts were incurred due to circumstances beyond the applicant's control, such as his wife's misconduct.
- AG ¶ 20(d)appliedGood-faith Effort to Repay Overdue Creditors or Otherwise Resolve DebtsThe applicant made efforts to satisfy some judgments through garnishments.
Key Rule Quoted
“Eligibility for a security clearance is predicated upon the applicant meeting the criteria contained in the revised adjudicative guidelines (AG).”
Procedural Posture
- SOR issuedMay 29, 2008
- Answer filedNov 13, 2008Undated document submitted by applicant.
- Hearing heldOct 20, 2008Hearing convened as scheduled.
- Decision dateNov 13, 2008
Cite For
- Financial Irresponsibility Under Guideline F
- Criminal Conduct Raising Security Concerns Under Guideline J
- Lack of Candor in Security Clearance Applications Under Guideline E