Summary
A 53-year-old male applicant was denied a security clearance due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The denial stemmed from significant unresolved financial delinquencies and intentional omissions on his security clearance application.
Specifically, the applicant owed approximately $33,000 in various debts, including a $27,000 federal income tax lien filed in 2005. Other financial issues included a $1,150 insurance claim from a 2003 vehicle accident, a $211 credit card debt, a $790 telephone account debt, and a $5,000 deficiency from a repossessed car loan. The judge found that the applicant did not make a good-faith effort to resolve these financial issues until his security clearance was at risk.
Furthermore, the applicant intentionally failed to disclose on his application that he was terminated from a previous company under adverse conditions. This omission, along with his failure to disclose past delinquencies, raised doubts about his reliability and trustworthiness, ultimately leading to the denial of his security clearance.
Why the Applicant Was Denied
- The applicant has unresolved financial delinquencies totaling approximately $33,000, including a significant tax lien.
- The applicant intentionally failed to disclose his termination from a previous job on his security clearance application, raising concerns about his honesty and reliability.
- The applicant did not demonstrate a good-faith effort to resolve his financial issues until his security clearance was jeopardized.
Conditions Referenced
- F.1.araisedInability or Unwillingness to Satisfy Debts
- F.1.craisedA History of Not Meeting Financial Obligations
- E.2.araisedDeliberately Providing False or Misleading Information
- F.2.brejectedConditions That Resulted in the Financial Problem Were Largely Beyond the Person's ControlThe applicant's financial issues were within his control, as he failed to withhold sufficient taxes.
- F.2.drejectedThe Individual Initiated a Good-faith Effort to Repay Overdue Creditors or Otherwise Resolve DebtsThe applicant only began addressing his debts when his security clearance was at risk.
- E.2.brejectedThe Information Was Provided in a Timely Manner and Was Not Intended to DeceiveThe applicant's omissions were found to be intentional.
Key Rule Quoted
“Any doubt concerning personnel being considered for access to classified information will be resolved in favor of national security.”
Procedural Posture
- SOR issuedOct 13, 2010
- Answer filedNov 1, 2010
- Hearing heldFeb 8, 2011
- Decision dateFeb 28, 2011
Cite For
- Failure to Mitigate Financial Delinquencies Under Guideline F
- Intentional Omission of Employment History Under Guideline E
- Impact of Financial Irresponsibility on Security Clearance Eligibility