Summary
The applicant, a 53-year-old Radar Technician employed by a defense contractor, faced security clearance denial under Guideline F due to significant financial issues, including over $25,000 in delinquent debts and failure to file multiple federal income tax returns. The judge found insufficient evidence of financial rehabilitation and a lack of good faith efforts to resolve debts, concluding that the applicant's financial irresponsibility raised concerns about reliability and trustworthiness.
Under Guideline F (Financial Considerations), the Statement of Reasons alleged the following: a delinquent state tax debt in the amount of $1,473.00 remains owing (1.a). a delinquent medical bill sent to collections in the amount of $1,968.00 is being paid through payroll deductions (1.b). a delinquent medical bill in the amount of $848.00 remains owing (1.c). a delinquent medical bill in the amount of $400.00 remains owing (1.d). a delinquent medical bill in the amount of $108.00 remains owing (1.e). a delinquent medical bill in the amount of $2,576.00 remains owing (1.f). a delinquent medical bill in the amount of $275.00 remains owing (1.g). a delinquent bill to a communications company in the amount of $113.00 remains owing (1.h). a delinquent child support account in the amount of $19,031.00 remains owing (1.i). a delinquent medical bill in the amount of $73.00 remains owing (1.j). a delinquent medical bill in the amount of $307.00 remains owing (1.k).
The judge denied the clearance. The government raised disqualifying conditions 19(a), 19(c). The decision turned on the following: The applicant admitted to all delinquent debts totaling over $25,000; The applicant failed to file federal income tax returns for multiple years and did not provide evidence of recent filings or payments; The applicant's financial issues demonstrated poor judgment and unreliability, with no evidence of rehabilitation or good faith efforts to resolve debts.
Why the Applicant Was Denied
- The applicant admitted to all delinquent debts totaling over $25,000.
- The applicant failed to file federal income tax returns for multiple years and did not provide evidence of recent filings or payments.
- The applicant's financial issues demonstrated poor judgment and unreliability, with no evidence of rehabilitation or good faith efforts to resolve debts.
Conditions Referenced
- 19(a)raisedInability or Unwillingness to Satisfy Debts
- 19(c)raisedA History of Not Meeting Financial Obligations
Key Rule Quoted
“Failure or inability to live within one’s means, satisfy debts, and meet financial obligations may indicate poor self-control, lack of judgment, or unwillingness to abide by rules and regulations, all of which can raise questions about an individual’s reliability, trustworthiness and ability to protect classified information.”
Procedural Posture
- SOR issuedJul 28, 2010
- Answer filedSep 1, 2010Applicant elected for a written record determination.
- Hearing held—No hearing; case determined on written record.
- Decision dateDec 30, 2010
Cite For
- Financial Irresponsibility as a Disqualifying Factor Under Guideline F
- Insufficient Evidence of Financial Rehabilitation
- Failure to File Tax Returns as a Security Concern