Summary
A 65-year-old defense contractor employee was denied a security clearance due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The denial stemmed from 22 delinquent debts, including an unpaid judgment and mortgage arrearages, totaling over $30,000.
A key factor in the denial was the applicant's deliberate omission of these debts on his January 2008 security clearance application. Specifically, he failed to disclose at least one unpaid judgment and five outstanding debts that were either delinquent for more than 180 days in the preceding seven years or more than 90 days delinquent at the time of submission.
The judge found insufficient evidence of good-faith efforts to resolve the debts and deemed the applicant's testimony regarding his financial responsibility not credible. The applicant failed to establish financial responsibility in acquiring the debts and presented little evidence of good-faith resolution efforts prior to 2010. Consequently, the security clearance was denied.
Why the Applicant Was Denied
- The applicant failed to establish financial responsibility in the acquisition of debts.
- He presented little evidence of good-faith efforts to resolve his debts before 2010.
- The applicant deliberately failed to disclose delinquent debts on his security clearance application.
Conditions Referenced
- AG ¶ 16(a)appliedDeliberate Omission, Concealment, or Falsification of Relevant Facts
Key Rule Quoted
“Eligibility for a security clearance is predicated upon the applicant meeting the criteria contained in the adjudicative guidelines.”
Procedural Posture
- SOR issuedOct 6, 2010
- Answer filed—
- Hearing heldNov 5, 2010Applicant waived right to 15-day advance notice.
- Decision dateMar 7, 2011
Cite For
- Deliberate Omission of Debts Under Guideline E
- Failure to Demonstrate Financial Responsibility Under Guideline F
- Insufficient Evidence of Good-faith Efforts to Resolve Debts