Summary
A 25-year-old single parent, employed as an Administrative Assistant with a defense contractor, was granted a security clearance despite allegations under Guideline F (Financial Considerations). The Statement of Reasons detailed four specific debts. Two debts, for $683.00 and $1,399.00, were paid in full. Another debt of $9,603.00 has been subject to regular monthly payments of $173.00 since August 2010, and a fourth debt of $8,675.00 is being paid through regular monthly payments of $100.00.
Disqualifying conditions 19.(a) and 19.(c) were raised, but mitigating conditions 20.(b), 20.(c), and 20.(d) were applied. The judge determined that the applicant had made a good faith effort to resolve her financial issues by paying off some debts and establishing payment plans for others.
The financial difficulties were largely attributed to circumstances beyond her control, including underemployment and the responsibilities of single parenthood. The applicant provided evidence of financial rehabilitation and responsible management of her finances, leading to the decision to grant the security clearance.
Why the Applicant Prevailed
- The applicant demonstrated a good faith effort to resolve her financial issues by paying off debts and establishing payment plans.
- The financial difficulties were largely due to circumstances beyond her control, such as underemployment and single parenthood.
- The applicant provided evidence of financial rehabilitation and responsible management of her finances.
Conditions Referenced
- 19.(a)raisedInability or Unwillingness to Satisfy Debts
- 19.(c)raisedA History of Not Meeting Financial Obligation
- 20.(b)appliedConditions That Resulted in the Financial Problem Were Largely Beyond the Person’s Control
- 20.(c)appliedThe Person Has Received or Is Receiving Counseling for the Problem And/or There Are Clear Indications That the Problem Is Being Resolved or Is Under Control
- 20.(d)appliedThe Individual Initiated a Good-faith Effort to Repay Overdue Creditors or Otherwise Resolve Debts
Key Rule Quoted
“The adjudicative process is an examination of a sufficient period of a person’s life to make an affirmative determination that the person is an acceptable security risk.”
Procedural Posture
- SOR issuedJul 8, 2010
- Answer filedJul 28, 2010Notarized on August 4, 2010
- Hearing heldNov 4, 2010
- Decision dateNov 23, 2010
Cite For
- Good Faith Effort to Resolve Financial Issues Under Guideline F
- Mitigating Conditions Related to Financial Difficulties Due to Circumstances Beyond Control
- Evidence of Financial Rehabilitation and Responsible Management of Finances