Summary
A 56-year-old aircraft mechanic for a U.S. Government contractor was denied a security clearance due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The denial stemmed from three delinquent debts totaling approximately $11,755. These included an account in collection for about $7,985, with last activity in September 2000; a charged-off account for approximately $3,644, with last activity in November 1999; and a telecommunications debt of about $126, which remained unpaid as of February 23, 2006.
While the applicant admitted to the debts, he denied intentionally falsifying his security clearance application. The judge found that the applicant successfully mitigated concerns related to personal conduct. However, he failed to adequately address the financial considerations.
The denial was ultimately based on the applicant's admission of the three delinquent debts and his failure to provide sufficient evidence of efforts to resolve them or otherwise mitigate the financial concerns. His responses to the Statement of Reasons were limited and lacked corroborating documentation.
Why the Applicant Was Denied
- Applicant admitted to three delinquent debts totaling approximately $11,755.
- He failed to provide sufficient evidence of efforts to resolve his debts or mitigate financial concerns.
- The applicant's responses to the SOR were limited and lacked corroborating documentation.
Conditions Referenced
- E2.A6.1.2.1raisedA History of Not Meeting Financial Obligations
- E2.A6.1.2.3raisedInability or Unwillingness to Satisfy Debts
- E2.A6.1.3.1rejectedThe Behavior Was Not Recent
- E2.A6.1.3.2rejectedIt Was an Isolated Incident
- E2.A6.1.3.3notedThe Conditions That Resulted in the Behavior Were Largely Beyond the Person's Control
- E2.A6.1.3.4notedThe Person Has Received or Is Receiving Counseling for the Problem and There Are Clear Indications That the Problem Is Being Resolved or Is Under Control
- E2.A6.1.3.6rejectedThe Individual Initiated a Good-faith Effort to Repay Overdue Creditors or Otherwise Resolve Debts
Key Rule Quoted
“The burden shifts to an applicant to present evidence of refutation, extenuation, or mitigation to overcome the case against him.”
Procedural Posture
- SOR issuedMay 25, 2006
- Answer filedJun 21, 2006Applicant waived his right to a hearing.
- Hearing held—Decision based on written record.
- Decision dateOct 30, 2006
Cite For
- Denial Based on Financial Considerations Under Guideline F
- Insufficient Evidence of Mitigation Efforts for Delinquent Debts
- Failure to Demonstrate Intentional Falsification Under Guideline E