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ISCR Case 23-02663 — CASE

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ISCR Case 23-02663

A decided public DOHA case, shown for research — not advice or a prediction.

Case Profile
Decision Date5/7/2025
Statusdenied
LevelHEARING
TypeSTANDARD ISCR
Related decisionSee the appeal decision (Case ISCR Case No. 23-02663) →
Participants
Applicant Representation: Pro Se
Judge: Bryan J. Olmos
Government Counsel: John B. Renehan
Case Summary
The applicant in this case was a 49-year-old marine electrician who applied for a security clearance on June 20, 2022. The Department of Defense issued a Statement of Reasons (SOR) on July 30, 2024, citing concerns under Guideline E (Personal Conduct), Guideline F (Financial Considerations), and Guideline B (Foreign Influence). The primary allegations included multiple delinquent accounts totaling approximately $103,481, primarily related to child support and other debts.
The applicant admitted to several allegations regarding his financial issues, including a significant child support arrearage of $69,325, while denying others. He explained that his financial difficulties were exacerbated by periods of unemployment and his wife's medical issues. Although he provided evidence of ongoing payments towards his child support obligations, he failed to demonstrate sufficient mitigation for other debts, including a personal loan and collection accounts. The applicant claimed he was actively working to resolve his financial issues, including engaging a credit repair company.
The administrative judge ruled that the applicant had mitigated concerns under Guideline E but failed to mitigate those under Guideline F. Consequently, the applicant's eligibility for access to classified information was denied, as the judge determined that the financial issues posed a significant risk to national security. The decision emphasized the importance of financial responsibility in the context of security clearance eligibility.
Guidelines Evaluated
- Guideline EPersonal Conduct · For Applicant
- Guideline FFinancial Considerations · Against Applicant
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Case Headnote

ISCR Case No. 23-02663

deniedMay 7, 2025· Hon. Bryan J. Olmos· hearing

Summary

A 49-year-old marine electrician was denied a security clearance primarily due to unresolved financial issues under Guideline F (Financial Considerations). The Statement of Reasons detailed multiple delinquent accounts totaling approximately $103,481, including significant child support arrears. Specific allegations included a $113 debt to an internet/cable provider, a $265 debt to another internet/cable provider, a $4,717 personal loan opened in 2019, a $28,024 collection account for a residential lease balance, a $959 collection account from a mobile phone provider, and a $78 medical debt collection.

Additionally, Guideline E (Personal Conduct) concerns were raised because the applicant falsified his June 2022 Security Clearance Application by failing to disclose his child support delinquency. Disqualifying conditions under Guideline F, specifically AG ¶ 19(a) and AG ¶ 19(c), were identified.

While mitigating conditions AG ¶ 20(b) and AG ¶ 20(d) were applied, the applicant ultimately failed to mitigate the financial concerns. The ongoing significant child support arrears and multiple delinquent accounts led to the denial of his security clearance application, as these issues raised doubts about his reliability and trustworthiness.

Why the Applicant Prevailed

The applicant mitigated concerns under Guideline E by demonstrating no intent to falsify his security clearance application.

Conditions Referenced

Disqualifying

AG ¶ 19(a)appliedInability to Satisfy Debts
AG ¶ 19(c)appliedHistory of Not Meeting Financial Obligations

Mitigating

AG ¶ 20(b)appliedConditions Largely Beyond the Person's ControlThe applicant experienced periods of unemployment and his wife's medical issues contributed to financial difficulties.
AG ¶ 20(d)appliedGood-faith Effort to Repay Overdue CreditorsThe applicant has been making consistent child support payments and has budgeted for ongoing payments.

Key Rule Quoted

“Eligibility for access to classified information is denied.”

Procedural Posture

SOR issuedJul 30, 2024
Answer filedAug 21, 2024Undated answer submitted.
Hearing held—Decision based on written record.
Decision dateMay 7, 2025

Cite For

Denial Based on Unresolved Financial Issues Under Guideline F
Mitigation of Personal Conduct Concerns Under Guideline E
Impact of Financial Difficulties on Security Clearance Eligibility

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Standardized Decision Profile

SEAD-4 Guideline E (Personal Conduct) · descriptive summary of a decided case

Posture: Decision on RecordDecided: denied

The judge found that the applicant falsified his June 2022 Security Clearance Application (SCA) by failing to disclose delinquent child support payments. The applicant's failure to disclose this information raised significant personal conduct concerns, which were not mitigated. The application for security clearance was denied.

¶	Allegation	Finding	Conduct	Concealed Issue	Response	Disqualifying (¶16)	Mitigating applied (¶17)	Mitigation
2.a	Applicant falsified his June 2022 SCA by failing to disclose he had been delinquent in paying child support	For Applicant	Falsification Security FormFOUND DELIBERATE	Financial	Denied	—	—	—
2.b	specific text not stated in this decision	For Applicant	Unspecified Personal Conduct	—	Denied	—	—	—

Descriptive standardized rendering of a decided public case (Guideline E). The verbatim source decision is shown in full below.

Standardized Decision Profile

SEAD-4 Guideline F · descriptive summary of a decided case

Posture: Decision on RecordDecided: denied

The judge found multiple financial concerns under Guideline F, including delinquent accounts primarily related to child support and various collection accounts. While the judge credited some mitigation for the child support arrearage, the overall financial situation was deemed insufficient to grant the applicant a security clearance, resulting in a decision against the applicant on most allegations.

¶	Allegation	Finding	Type	Response	Disqualifying (¶19)	Mitigating applied (¶20)	Mitigation
1.a	Applicant has multiple delinquent accounts, primarily relating to child support and a rental contract, totaling approximately $103,481 $103,481	For Applicant	Child Support Debt	Admitted	—	(b) conditions largely beyond the person’s control; acted responsibly (d) good-faith effort to repay or otherwise resolve debts	Claimed Debt Paid in Full
1.b	SOR 1.b ($113) relates to an account with an internet/cable provider $113	Against Applicant	Utility or Phone Debt	Admitted	—	—	—
1.c	SOR 1.c ($265) relates to another account with an internet/cable provider $265	Against Applicant	Utility or Phone Debt	Denied	—	—	—
1.d	SOR 1.d ($4,717) is a personal loan that Applicant opened in 2019 $4,717	Against Applicant	Personal Loan Debt	Admitted	—	—	—
1.e	SOR 1.e ($28,024) is a collection account that relates to the balance due on a residential lease $28,024	Against Applicant	Unspecified Financial	Denied	—	—	—
1.f	SOR 1.f ($959) is a collection account originating from a mobile phone provider $959	Against Applicant	Utility or Phone Debt	Admitted	—	—	—
1.g	SOR 1.g ($78) is a collection account relating to a medical debt $78	Against Applicant	Medical Debt	Denied	—	—	—

Descriptive standardized rendering of a decided public case (Guideline F). The verbatim source decision is shown in full below.

Full decision

The complete, official text — footnotes and signatures included — is in the original PDF.