Summary
The applicant, a 60-year-old pipefitter employed by a defense contractor since 1993, faced security concerns under Guideline F (Financial Considerations) due to multiple delinquent debts. Despite resolving some medical debts, the applicant failed to provide evidence for two unresolved debts, leading to a denial of his security clearance application.
Under Guideline F (Financial Considerations), the Statement of Reasons alleged the following: Four are medical debts for $114 (1.a). Four are medical debts for $316 (1.b). Four are medical debts for $124 (1.c). Four are medical debts for $435 (1.d). $11,462 debt alleged in SOR ¶ 1.e, which was for past-due payments on a time-share property (1.e).
The judge denied the clearance. The government raised disqualifying conditions AG ¶ 19(a), AG ¶ 19(c). The judge applied mitigating conditions AG ¶ 20(a), AG ¶ 20(b), AG ¶ 20(c), AG ¶ 20(d), AG ¶ 20(e). The decision turned on the following: The applicant admitted to all allegations of delinquent debts; Two debts remained unresolved, and the applicant did not provide evidence of circumstances causing the debts or efforts to resolve them.
Why the Applicant Was Denied
- The applicant admitted to all allegations of delinquent debts.
- Two debts remained unresolved, and the applicant did not provide evidence of circumstances causing the debts or efforts to resolve them.
Conditions Referenced
- AG ¶ 19(a)appliedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)appliedA History of Not Meeting Financial Obligations
- AG ¶ 20(a)rejectedBehavior Happened so Long Ago, Was Infrequent, or Occurred Under Circumstances Unlikely to Recur
- AG ¶ 20(b)rejectedConditions Resulting in Financial Problems Were Largely Beyond the Person's Control
- AG ¶ 20(c)rejectedReceived or Is Receiving Counseling for the Problem
- AG ¶ 20(d)appliedInitiated a Good-faith Effort to Repay Overdue CreditorsThe applicant established good faith for three medical debts but not for the unresolved debts.
- AG ¶ 20(e)rejectedReasonable Basis to Dispute the Legitimacy of the Past-due Debt
Key Rule Quoted
“Eligibility for a security clearance is predicated upon the applicant meeting the criteria contained in the adjudicative guidelines.”
Procedural Posture
- SOR issuedDec 22, 2015
- Answer filedJan 20, 2016
- Hearing held—Decision made on the record without a hearing.
- Decision dateMar 15, 2017
Cite For
- Denial of Security Clearance Due to Unresolved Financial Obligations
- Impact of Financial Irresponsibility on Security Clearance Eligibility
- Criteria for Evaluating Financial Considerations Under Guideline F