Summary
A 32-year-old machinist employed by a defense contractor was denied a security clearance due to financial considerations under Guideline F. The applicant faced allegations concerning over $19,000 in delinquent debts. These included a $6,309 debt for children's martial arts lessons, and a $59 satellite television bill that was duplicated in the Statement of Reasons. Additionally, thirteen of the 30 alleged delinquent debts were medical bills, ranging from $29 to $614. A $415 cell phone bill was also duplicated as a $1,446 debt from the same provider.
The decision cited several disqualifying conditions, including a history of not meeting financial obligations and an inability to satisfy debts. While mitigating conditions were considered, such as the debts not being recent, the applicant's financial difficulties being largely beyond his control, and efforts to resolve some debts, these were insufficient.
The denial was based on the applicant's numerous ongoing delinquent debts that remained unaddressed, a failure to establish a coherent plan for financial stability, and the determination that his financial problems were likely to recur.
Why the Applicant Was Denied
- The applicant has numerous ongoing delinquent debts that he has not adequately addressed.
- The applicant failed to establish a coherent plan for resolving his financial issues.
- The applicant's financial problems were not under circumstances that would make them unlikely to recur.
Conditions Referenced
- AG ¶ 19(a)appliedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)appliedA History of Not Meeting Financial Obligations
- AG ¶ 20(a)rejectedBehavior Happened so Long Ago, Was Infrequent, or Unlikely to Recur
- AG ¶ 20(b)rejectedConditions Resulting in Financial Problems Were Largely Beyond the Person's Control
- AG ¶ 20(c)rejectedReceived or Is Receiving Counseling for the Problem
- AG ¶ 20(d)appliedInitiated a Good-faith Effort to Repay Overdue Creditors
- AG ¶ 20(e)rejectedReasonable Basis to Dispute the Legitimacy of the Past-due Debt
Key Rule Quoted
“Eligibility for a security clearance is predicated upon the applicant meeting the criteria contained in the AG.”
Procedural Posture
- SOR issuedJan 14, 2013
- Answer filedFeb 22, 2013
- Hearing heldJun 3, 2013
- Decision date[Not provided]
Cite For
- Denial of Security Clearance Due to Financial Irresponsibility Under Guideline F
- Failure to Demonstrate a Coherent Financial Plan
- Impact of Ongoing Financial Issues on Security Clearance Eligibility