Summary
A 27-year-old government contractor was denied renewal of his security clearance under Guideline F (Financial Considerations) due to significant financial delinquencies totaling approximately $65,630. The Statement of Reasons detailed a delinquent account in collection for $1,603, and a federal tax lien from 2007 for approximately $9,539. Additionally, the applicant had ten delinquent student loan accounts in collection status, which were repeatedly listed as totaling approximately $54,488.
The applicant admitted to most allegations of financial irresponsibility, acknowledging 12 delinquent debts. However, he failed to provide sufficient evidence of debt resolution or financial stability. Specifically, he did not submit documentation showing payment of these debts or an active payment plan.
Ultimately, the applicant did not demonstrate that he had taken responsible steps to address his financial issues, leading to the denial of his security clearance. The decision cited Disqualifying Conditions AG ¶ 19(a) and AG ¶ 19(c).
Why the Applicant Was Denied
- The applicant admitted to 12 delinquent debts totaling approximately $65,630, including a federal tax lien.
- He failed to provide documentation showing payment of debts or an active payment plan.
- The applicant did not demonstrate responsible steps taken to address his financial issues.
Conditions Referenced
- AG ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
Key Rule Quoted
“Failure or inability to live within one’s means, satisfy debts, and meet financial obligations may indicate poor self-control, lack of judgment, or unwillingness to abide by rules and regulations, all of which can raise questions about an individual’s reliability, trustworthiness and ability to protect classified information.”
Procedural Posture
- SOR issuedDec 16, 2013
- Answer filedDec 30, 2013
- Hearing heldN/AApplicant requested a decision based on the written record.
- Decision dateMay 15, 2014
Cite For
- Denial of Security Clearance Due to Unresolved Financial Delinquencies
- Failure to Demonstrate Responsible Financial Management
- Impact of Financial Issues on Trustworthiness Under Guideline F