Issue Encyclopedia · Guideline F · Financial
Auto Loan / Vehicle Repossession
What the decided record shows for this issue, computed from public DOHA hearing-level decisions. Descriptive history, not a prediction.
Official mitigating conditions cited
The formal mitigating conditions (by official paragraph) that case profiles identified on this issue, in cases that were granted vs denied. Extracted for a subset of cases; counts are numbers of cases, not rates. Read what each condition says.
| Condition | In granted cases | In denied cases |
|---|---|---|
| ¶ 20(b) | 328 | 25 |
| ¶ 20(d) | 314 | 35 |
| ¶ 20(c) | 216 | 24 |
| ¶ 20(a) | 71 | 2 |
| ¶ 20(e) | 30 | 6 |
| ¶ 20(g) | 20 | 6 |
Circumstances credited in granted cases
Specific circumstances the judge expressly credited, among the granted cases on this issue where that detail was extracted (a subset of the record, so these are raw counts, not rates).
- debt paid in full · credited in 3 granted cases
- chapter 13 bankruptcy · credited in 1 granted case
- debt disputed with creditor · credited in 1 granted case
- debt settlement · credited in 1 granted case
- passage of time · credited in 1 granted case
Recent decided examples
- ISCR 06-26083.h1 granted · 2007Applicant was a 26-year-old engineering technician for a defense contractor seeking a security clearance. The Statement of Reasons (SOR) alleged financial concerns under Guideline F, citing seven deli…
- ISCR 07-00693 granted · 2008The applicant in this case was a 39-year-old single male with a Bachelor of Science degree, employed as a network security manager for a defense contractor. He sought to retain a previously granted se…
- ISCR 20-02653 denied · 2022The applicant in this case was a 55-year-old individual who sought a security clearance but faced allegations under Guideline F (financial considerations) due to significant delinquent debts. The Stat…
- ISCR 24-00001 denied · 2025The applicant in this case was a 38-year-old service dispatcher who sought a security clearance but faced allegations under Guideline F (Financial Considerations) due to multiple delinquent accounts t…
Related issues under Guideline F
- Credit Card Debt · 4,694 cases
- Medical Debt · 3,844 cases
- Unpaid Federal/State Taxes · 3,187 cases
- Utility / Phone / Cable Debt · 2,339 cases
- Student Loan Debt · 2,229 cases
- Mortgage / Home Loan Debt · 2,120 cases
For questions about how this issue has been treated on particular facts, the assistant searches the record, and the CASE Prep service provides a written, human-reviewed response. Descriptive research only: not legal advice or a prediction.