Issue Encyclopedia · Guideline F · Financial
Medical Debt
What the decided record shows for this issue, computed from public DOHA hearing-level decisions. Descriptive history, never a prediction.
Official mitigating conditions in play
The formal mitigating conditions (by official paragraph) that case profiles identified on this issue, in cases that were granted vs denied. Extracted for a subset of cases; counts are cases, not percentages of everything. Read what each condition says.
| Condition | In granted cases | In denied cases |
|---|---|---|
| ¶ 20(d) | 583 | 114 |
| ¶ 20(b) | 532 | 44 |
| ¶ 20(c) | 313 | 32 |
| ¶ 20(a) | 110 | 5 |
| ¶ 20(e) | 52 | 14 |
| ¶ 20(g) | 26 | 10 |
What judges credited in granted cases
Specific circumstances the judge expressly credited, among the granted cases on this issue where that detail was extracted (a subset of the record, so these are raw counts, not rates).
- debt paid in full · credited in 18 granted cases
- chapter 7 bankruptcy · credited in 1 granted case
Recent decided examples
- ISCR 06-26286 granted · 2007The applicant in this case was a 57-year-old defense contractor seeking a security clearance, who had a history of financial difficulties. The Statement of Reasons (SOR) issued by the Defense Office o…
- ISCR 06-26748 granted · 2008The applicant in this case was a 41-year-old employee of a Department of Defense contractor seeking a security clearance. The Defense Office of Hearings and Appeals (DOHA) issued a Statement of Reason…
- ISCR 20-02653 denied · 2022The applicant in this case was a 55-year-old individual who sought a security clearance but faced allegations under Guideline F (financial considerations) due to significant delinquent debts. The Stat…
- ISCR 24-00001 denied · 2025The applicant in this case was a 38-year-old service dispatcher who sought a security clearance but faced allegations under Guideline F (Financial Considerations) due to multiple delinquent accounts t…
Related issues under Guideline F
- Credit Card Debt · 4,699 cases
- Unpaid Federal/State Taxes · 3,188 cases
- Auto Loan / Vehicle Repossession · 2,797 cases
- Utility / Phone / Cable Debt · 2,342 cases
- Student Loan Debt · 2,232 cases
- Mortgage / Home Loan Debt · 2,121 cases
Wondering how this issue plays against your own facts? Ask the assistant, or get a written, human-reviewed response through Answers. Descriptive research only: not legal advice or a prediction.