Issue Encyclopedia · Guideline F · Financial
Medical Debt
What the decided record shows for this issue, computed from public DOHA hearing-level decisions. Descriptive history, not a prediction.
Official mitigating conditions cited
The formal mitigating conditions (by official paragraph) that case profiles identified on this issue, in cases that were granted vs denied. Extracted for a subset of cases; counts are numbers of cases, not rates. Read what each condition says.
| Condition | In granted cases | In denied cases |
|---|---|---|
| ¶ 20(d) | 584 | 114 |
| ¶ 20(b) | 532 | 44 |
| ¶ 20(c) | 312 | 32 |
| ¶ 20(a) | 111 | 5 |
| ¶ 20(e) | 52 | 14 |
| ¶ 20(g) | 25 | 10 |
Circumstances credited in granted cases
Specific circumstances the judge expressly credited, among the granted cases on this issue where that detail was extracted (a subset of the record, so these are raw counts, not rates).
- debt paid in full · credited in 18 granted cases
- chapter 7 bankruptcy · credited in 1 granted case
Recent decided examples
- ISCR 06-26286 granted · 2007The applicant in this case was a 57-year-old defense contractor seeking a security clearance, who had a history of financial difficulties. The Statement of Reasons (SOR) issued by the Defense Office o…
- ISCR 06-26748 granted · 2008The applicant in this case was a 41-year-old employee of a Department of Defense contractor seeking a security clearance. The Defense Office of Hearings and Appeals (DOHA) issued a Statement of Reason…
- ISCR 20-02653 denied · 2022The applicant in this case was a 55-year-old individual who sought a security clearance but faced allegations under Guideline F (financial considerations) due to significant delinquent debts. The Stat…
- ISCR 24-00001 denied · 2025The applicant in this case was a 38-year-old service dispatcher who sought a security clearance but faced allegations under Guideline F (Financial Considerations) due to multiple delinquent accounts t…
Related issues under Guideline F
- Credit Card Debt · 4,694 cases
- Unpaid Federal/State Taxes · 3,187 cases
- Auto Loan / Vehicle Repossession · 2,794 cases
- Utility / Phone / Cable Debt · 2,339 cases
- Student Loan Debt · 2,229 cases
- Mortgage / Home Loan Debt · 2,120 cases
For questions about how this issue has been treated on particular facts, the assistant searches the record, and the CASE Prep service provides a written, human-reviewed response. Descriptive research only: not legal advice or a prediction.