Issue Encyclopedia · Guideline F · Financial
Bankruptcy Filing
What the decided record shows for this issue, computed from public DOHA hearing-level decisions. Descriptive history, never a prediction.
Official mitigating conditions in play
The formal mitigating conditions (by official paragraph) that case profiles identified on this issue, in cases that were granted vs denied. Extracted for a subset of cases; counts are cases, not percentages of everything. Read what each condition says.
| Condition | In granted cases | In denied cases |
|---|---|---|
| ¶ 20(b) | 236 | 18 |
| ¶ 20(d) | 184 | 9 |
| ¶ 20(c) | 176 | 15 |
| ¶ 20(a) | 81 | 11 |
| ¶ 20(g) | 17 | 3 |
| ¶ 20(e) | 13 | 0 |
What judges credited in granted cases
Specific circumstances the judge expressly credited, among the granted cases on this issue where that detail was extracted (a subset of the record, so these are raw counts, not rates).
- chapter 7 bankruptcy · credited in 9 granted cases
- chapter 13 bankruptcy · credited in 2 granted cases
- financial counseling · credited in 1 granted case
Recent decided examples
- ISCR 22-00841 granted · 2023The applicant in this case was a 53-year-old employee of a government contractor who sought a security clearance. The Department of Defense issued a Statement of Reasons (SOR) citing security concerns…
- ISCR 06-25839 granted · 2007The applicant in this case sought a security clearance for his employment with a defense contractor, facing allegations under Guideline F (financial considerations) due to a history of financial diffi…
- ISCR 23-01471 denied · 2025The applicant in this case was a 45-year-old technician employed by a government contractor, who sought a security clearance after submitting a security clearance application in August 2021. The Defen…
- ISCR 06-25655 denied · 2008The applicant in this case was a 60-year-old field engineer employed by a federal contractor, contesting the Defense Department's intent to deny his industrial security clearance. The allegations in t…
Related issues under Guideline F
- Credit Card Debt · 4,699 cases
- Medical Debt · 3,855 cases
- Unpaid Federal/State Taxes · 3,188 cases
- Auto Loan / Vehicle Repossession · 2,797 cases
- Utility / Phone / Cable Debt · 2,342 cases
- Student Loan Debt · 2,232 cases
Wondering how this issue plays against your own facts? Ask the assistant, or get a written, human-reviewed response through Answers. Descriptive research only: not legal advice or a prediction.