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Issue Encyclopedia · Guideline F · Financial

Civil Judgment Against Applicant

What the decided record shows for this issue, computed from public DOHA hearing-level decisions. Descriptive history, not a prediction.

Does civil judgment against applicant affect a security clearance?

Civil Judgment Against Applicant is an issue decided under Guideline F, Financial. In the decided DOHA record it appears in 2,022 hearing-level cases, and 25% of the 2,021 decided ended with access granted (503 granted, 1,518 denied). The mitigating conditions judges credited most often, and example decisions either way, are below.

Basis: 2,021 decided hearing-level cases raising this issue. Descriptive history of decided cases, not a prediction.

More questions people ask the record

Decided cases

2,022

hearing-level decisions raising this issue

Granted

25%

503 granted · 1,518 denied or revoked

Official mitigating conditions cited

The formal mitigating conditions the case profiles identified on this issue, in cases that were granted and in cases that were denied. Each is shown with its paragraph number and a plain name. Read what each condition says.

  • ¶ 20(d) · A good-faith effort to repay or otherwise resolve the debts

    In granted cases
    237
    In denied cases
    72

  • ¶ 20(b) · Conditions largely beyond the person's control, met responsibly

    In granted cases
    211
    In denied cases
    29

  • ¶ 20(c) · Counseling received, with clear signs the problem is being resolved

    In granted cases
    125
    In denied cases
    20

  • ¶ 20(a) · So long ago, or so infrequent, that it is unlikely to recur

    In granted cases
    30
    In denied cases
    4

  • ¶ 20(e) · A reasonable and documented basis to dispute the debt

    In granted cases
    28
    In denied cases
    3

  • ¶ 20(g) · An arrangement made with the tax authority, and kept

    In granted cases
    16
    In denied cases
    9

Circumstances credited in granted cases

The specific circumstances the judge expressly credited among the granted cases on this issue where that detail was extracted.
  • debt paid in full · credited in 4 granted cases
  • payment plan with creditor · credited in 1 granted case

Recent decided examples

  • ISCR Case No. 26-00412Granted2026

    Applicant, a 34 year old former Marine, received a favorable decision on Guideline F after admitting 12 delinquent debts totaling $64,154. The judge found the financial problems were caused largely by…

  • ISCR Case No. 24-01244Granted2026

    Applicant, represented by counsel, sought a security clearance under Guidelines E and F. The judge found no deliberate falsification on the e-QIP or interrogatories and concluded Applicant’s employmen…

  • ISCR Case No. 25-01358Denied2026

    The case involves an applicant seeking security clearance who was denied due to significant financial issues, including failure to file tax returns for multiple years and substantial delinquent debts …

  • ISCR Case No. 26-00144Denied2026

    The case involves an applicant for security clearance who faced unresolved financial issues, including five delinquent debts totaling approximately $47,000. The applicant admitted to the allegations b…

See all 2,022 decisions on this issue

Related issues under Guideline F

How these numbers are measured

Scope: decided hearing-level cases whose per-allegation profile records this issue, matched to the same issue value the search filters use, so a count here and a filtered search always agree. A case raising several issues counts under each one. The mitigating conditions and the credited circumstances below were extracted for a subset of the record, so both are counts of cases rather than rates. Pages exist only for issues with at least 25 decided cases, and † marks any split built on fewer than 20.

Reading the statistics

  • Granted = access granted or continued; Denied = denied or revoked.
  • Grant rate = granted ÷ (granted + denied).
  • † marks figures based on fewer than 20 cases, too few to be reliable.
  • Hovering any rate shows its statistical range (a 95% confidence interval).
  • Figures are descriptive counts over decided, public DOHA ISCR decisions, never predictions or assessments of any pending case.

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