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A decided public DOHA case, shown for research, not advice or a prediction.

ISCR Case No. 07-02411.a1

Appeal Board

Decided May 5, 2008 · Administrative Judge Jeffrey D. Billett · Appeal

Case headnote

Summary

The applicant, a U.S. Air Force veteran, faced security clearance denial under Guideline F due to significant financial issues, including approximately $40,000 in delinquent debt. The judge found that the applicant's financial problems were not mitigated by external factors, particularly following a DUI incident, and concluded that the applicant had not acted responsibly in addressing his debts.

Why the applicant was denied

  • The applicant accrued approximately $40,000 in delinquent debt, including court fines, child support, and car notes.
  • The judge found that the applicant's financial issues were not caused by factors outside his control, as he voluntarily left the Air Force after a DUI incident.
  • The applicant provided no documentation of efforts to pay off debts and had never attended debt counseling.

Conditions referenced

Disqualifying

  • AG ¶ 20(a) Financial Considerationsraised
  • AG ¶ 20(c) Financial Considerationsraised

Mitigating

  • AG ¶ 20(b) Financial Considerationsrejected

Key rule quoted

Procedural posture

SOR issued
2007-07-11
Answer filed
Hearing held
2008-01-18
Decision date
2008-05-05

Cite for

  • Denial of Security Clearance Due to Significant Financial Issues Under Guideline F
  • Rejection of Mitigating Conditions When Financial Problems Are Self-inflicted
  • Importance of Demonstrating Efforts to Address Financial Delinquencies for Clearance Eligibility.

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Appeal at a glance

The appeal involved an applicant seeking a security clearance who was denied due to financial considerations under Guideline F. The applicant argued that the Judge erred in applying mitigating conditions and in his whole person analysis. The Board affirmed the Judge's decision, finding no harmful error in the application of the law or the facts.

Descriptive structured reading of this decided, public Appeal Board decision: what the case says, not a prediction or advice.

Full decision

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The complete official text, footnotes and signatures included, is in the original PDF.

Decision text, by section

Synopsis

KEYWORD: Guideline F DIGEST: The Judge’s explanation follows rationally from his findings of fact. Adverse decision affirmed. CASENO: 07-02411.a1 DATE: 05/05/2008 DATE: May 5, 2008 In Re: -------- Applicant for Security Clearance ) ) ) ) ) ) ) ) ISCR Case No. 07-02411

Appearances

FOR GOVERNMENT Richard A. Stevens, Esq., Department Counsel FOR APPLICANT Annie P. Briscoe, Esq. For example, the Judge considered Financial Considerations Mitigating Condition 20(b), which mitigates security concerns when the financial problems arose from causes outside the applicant’s control. The Judge concluded that Applicant’s having voluntarily left the Air Force following an incident of DUI is not a matter that was outside his control, and Applicant had not acted responsibly in addressing his debts. Decision at 4. The Defense Office of Hearings and Appeals (DOHA) declined to grant Applicant a security clearance. On July 11, 2007, DOHA issued a statement of reasons (SOR) advising Applicant of the basis for that decision–security concerns raised under Guideline F (Financial Considerations) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as amended) (Directive). Applicant requested a hearing. On January 18, 2008, after the hearing, Administrative Judge Marc E. Curry denied Applicant’s request for a security clearance. Applicant filed a timely appeal pursuant to Directive ¶¶ E3.1.28 and E3.1.30. Applicant raised the following issues on appeal: whether the Judge erred in his application of the Guideline F mitigating conditions; whether the Judge’s whole person analysis is erroneous; and whether the Judge used the proper standard in deciding Applicant’s case. Finding no error, we affirm. The Judge made the following findings of fact: Applicant is a high school graduate who has taken some college courses over the years. He is a veteran of the U.S. Air Force, having served from 1991 through his honorable discharge in 2004. His decision to leave the Air Force was prompted by a 2003 driving under the influence of alcohol (DUI) conviction. Shortly after leaving the Air Force, Applicant began struggling financially. By late 2006, he had accrued approximately $40,000 of delinquent debt, including among other things, $1,300 in delinquent court fines stemming from the 2003 DUI, $3,700 in delinquent child support payments, $3,500 in eviction and miscellaneous property rental dispute fees, $25,000 on two delinquent car notes, and $2,100 in delinquencies related to a time-share property purchased before he left the Air Force. Applicant provided no documentation to support his claim that he was making efforts to pay off his debts. He has never attended debt counseling, and all of the delinquencies remain outstanding. The Board has considered Applicant’s claims of error. The Judge utilized the correct standard in evaluating Applicant’s case. Furthermore, the Judge’s decision articulates “a satisfactory explanation for [his] conclusions, including a rational connection between the facts found” and his adverse decision, both as to the application of Guideline F mitigating conditions as well as the whole-person analysis. See ISCR Case No. 03-22861 at 2-3 (App. Bd. Jun. 2, 2006). The record supports the Judge’s conclusion that Applicant has not met his burden of persuasion that it is “clearly consistent with the national interest” for him to have a clearance. Decision at 5. See Department of the Navy v. Egan, 484 U.S. 518, 528 (1988); Directive ¶ E3.1.25. Accordingly, the Board concludes that the Judge’s decision is not arbitrary, capricious, or contrary to law.

Order

The Judge’s adverse security clearance decision is AFFIRMED. Signed: Jeffrey D. Billett Jeffrey D. Billett Administrative Judge Member, Appeal Board Signed: William S. Fields William S. Fields Administrative Judge Member, Appeal Board Signed: James E. Moody James E. Moody Administrative Judge Member, Appeal Board