Skip to content
← Back to results

A decided public DOHA case, shown for research, not advice or a prediction.

ISCR Case No. 15-04225.a1

Appeal Board

Decided Feb 17, 2017 · Administrative Judge Michael Y. Ra'anan · Appeal

Case headnote

Summary

The applicant, representing himself, sought a security clearance under Guideline F (Financial Considerations) but was denied due to unresolved financial issues, including significant debts totaling over $23,000. The judge found that the applicant failed to provide sufficient evidence of good-faith efforts to resolve these debts, leading to the conclusion that his financial situation was unstable.

Why the applicant was denied

  • The applicant had significant unresolved debts, including a $23,000 debt to the Department of Education.
  • The applicant did not provide evidence of good-faith efforts to resolve his debts.
  • The applicant's claims of financial stability were not substantiated.

Conditions referenced

Disqualifying

  • AG ¶ 19 Financial Considerationsraised

Key rule quoted

Procedural posture

SOR issued
2015-12-04
Answer filed
Hearing held
2016-11-04
Decision date
2017-02-17

Cite for

  • Denial of Security Clearance Due to Unresolved Financial Issues Under Guideline F
  • Insufficient Evidence of Good-faith Efforts to Resolve Debts
  • Importance of Financial Stability in Security Clearance Determinations

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Appeal at a glance

The appeal was filed by the applicant after the Administrative Judge denied his request for a security clearance based on financial considerations. The applicant argued that the Judge's decision was arbitrary and capricious. The Board affirmed the decision, finding no harmful error in the Judge's analysis.

Descriptive structured reading of this decided, public Appeal Board decision: what the case says, not a prediction or advice.

Full decision

Open original PDF

The complete official text, footnotes and signatures included, is in the original PDF.

Decision text, by section

Synopsis

KEYWORD: Guideline F DIGEST: Applicant’s brief includes documents that post-date the Judge’s decision. We cannot consider new evidence on appeal. Directive ¶ E3.1.29. Applicant reiterates some of the information that he had provided earlier, as in his Response to the SOR, in which he claims that he is resolving his large debt and denies owing the others. The Judge discussed information that Applicant submitted during the course of his clearance adjudication. Applicant’s has not shown that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Adverse decision affirmed. CASENO: 15-04225.a1 DATE: 02/17/2017 DATE: February 17, 2017 In Re: ---------.

Applicant for Security Clearance ) ) ) ) ) ) ) ) ISCR Case No. 15-04225

Appearances

FOR GOVERNMENT James B. Norman, Esq., Chief Department Counsel FOR APPLICANT Pro se The Department of Defense (DoD) declined to grant Applicant a security clearance. On December 4, 2015, DoD issued a statement of reasons (SOR) advising Applicant of the basis for that decision–security concerns raised under Guideline F (Financial Considerations) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as amended) (Directive). Applicant requested a decision on the written record. On November 4, 2016, after considering the record, Defense Office of Hearings and Appeals (DOHA) Administrative Judge Martin H. Mogul denied Applicant’s request for a security clearance. Applicant appealed pursuant to Directive ¶¶ E3.1.28 and E3.1.30. Applicant raised the following issue on appeal: whether the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Consistent with the following, we affirm. The Judge’s Findings of Fact Applicant’s SOR lists five delinquent debts. One, for over $23,000, is owed to the Department of Education. Applicant signed a rehabilitation agreement promising to make nine monthly payments of $212. Applicant provided a document showing three payments of $50. Applicant’s evidence does not support his contention that he has begun the process of resolving this debt. Other debts consist of a $13,000 collection account, two charged-off accounts of about $5,000 each, and a $116 medical debt. Applicant denied owing these debts, except for the medical one, which he did not address in his Response to the SOR. He sent dispute forms to the creditor holding the two charge-off accounts, although his credit reports establish that he owes them. The Judge’s Analysis The Judge concluded that none of the mitigating conditions were entitled to full application. He stated that Applicant had presented no evidence to show that he had initiated good-faith efforts to resolve his debts, nor had he shown that his financial situation is stable.

Discussion

Applicant’s brief includes documents that post-date the Judge’s decision. We cannot consider new evidence on appeal. Directive ¶ E3.1.29. Applicant reiterates some of the information that he had provided earlier, as in his Response to the SOR, in which he claims that he is resolving his large debt and denies owing the others. The Judge discussed information that Applicant submitted during the course of his clearance adjudication. Applicant’s brief is not sufficient to show that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. The Judge examined the relevant evidence and articulated a satisfactory explanation for the decision. The decision is sustainable on this record. “The general standard is that a clearance may be granted only when ‘clearly consistent with the interests of the national security.’” Department of the Navy v. Egan, 484 U.S. 518, 528 (1988). See also Directive, Enclosure 2 ¶ 2(b): “Any doubt concerning personnel being considered for access to classified information will be resolved in favor of the national security.”

Order

The Decision is AFFIRMED. Signed: Michael Ra’anan Michael Ra’anan Administrative Judge Chairperson, Appeal Board Signed: James E. Moody James E. Moody Administrative Judge Member, Appeal Board Signed: James F. Duffy James F. Duffy Administrative Judge Member, Appeal Board