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A decided public DOHA case, shown for research, not advice or a prediction.

ISCR Case No. 08-11995.a1

Appeal Board

Decided May 10, 2010 · Administrative Judge Michael Y. Ra'anan · Appeal

Case headnote

Summary

The applicant, representing herself, faced security clearance denial under Guideline F due to numerous delinquent debts and insufficient evidence to mitigate the financial concerns. Despite personal hardships, the judge found a lack of corroborating evidence for the applicant's claims regarding her debts and concluded that she failed to demonstrate progress in resolving her financial issues, leading to the denial of her appeal.

Why the applicant was denied

  • The applicant had numerous delinquent debts, including medical bills and student loans.
  • There was insufficient evidence to corroborate the applicant's claims regarding her debts.
  • The applicant did not provide evidence of debt counseling or progress in managing her financial situation.

Conditions referenced

Disqualifying

  • AG ¶ 20 Financial Considerationsraised

Key rule quoted

Procedural posture

SOR issued
2009-08-11
Answer filed
Applicant requested a decision on the written record.
Hearing held
2010-02-26 Decision made by Administrative Judge Claude R. Heiny.
Decision date
2010-05-10 Appeal affirmed by the Board.

Cite for

  • Insufficient Evidence to Mitigate Financial Concerns Under Guideline F
  • Impact of Personal Circumstances on Financial Responsibility
  • Standard for Granting Security Clearance Related to National Security Interests

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Appeal at a glance

The appeal involved a denial of a security clearance based on financial considerations under Guideline F. The applicant argued that the decision was arbitrary and capricious due to her choice not to have a hearing. The Board affirmed the decision, finding no error in the Judge's conclusions regarding the applicant's financial situation and the lack of mitigating evidence.

Descriptive structured reading of this decided, public Appeal Board decision: what the case says, not a prediction or advice.

Full decision

Open original PDF

The complete official text, footnotes and signatures included, is in the original PDF.

Decision text, by section

Synopsis

KEYWORD: Guideline F DIGEST: Applicant argues that her decision not to have a hearing appears to be the main reason she was denied a clearance. Considering the record in this case and the Judge’s decision as a whole, Applicant has failed to establish error. Adverse decision affirmed. CASENO: 08-11995.a1 DATE: 05/10/2010 DATE: May 10, 2010 In Re: ----- Applicant for Security Clearance ) ) ) ) ) ) ) ) ISCR Case No. 08-11995

Appearances

FOR GOVERNMENT James B. Norman, Esq., Chief Department Counsel FOR APPLICANT Pro se The Defense Office of Hearings and Appeals (DOHA) declined to grant Applicant a security clearance. On August 11, 2009, DOHA issued a statement of reasons (SOR) advising Applicant of the basis for that decision–security concerns raised under Guideline F (Financial Considerations) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as amended) (Directive). Applicant requested a decision on the written record. On February 26, 2010, after considering the record, Administrative Judge Claude R. Heiny denied Applicant’s request for a security clearance. Applicant appealed pursuant to Directive ¶¶ E3.1.28 and E3.1.30. Applicant raised the following issue on appeal: whether the Judge’s adverse security clearance decision was arbitrary, capricious, or contrary to law. Finding no error, we affirm. The Judge found that Applicant has numerous delinquent debts, for such things as medical bills, telephone services, student loans, etc. Applicant has experienced illness in the recent past and is divorced, circumstances which were beyond her control and which affected her financial situation. However, the Judge noted a paucity of record evidence addressing many of the questions arising from her case, for example corroboration for her claims that (1) certain debts were not legitimately hers and (2) she had paid certain debts. The Judge also noted that the record contained no evidence that Applicant had received counseling or that she had her debts under control. Accordingly, he concluded that Applicant had failed to mitigate the security concerns in her case. Applicant asserts that she made the unfortunate choice of not requesting an in-person meeting (hearing), and that not doing so appears to be the main reason she was denied a clearance. The Judge did indicate in his decision that he was unable to evaluate Applicant’s demeanor and appearance, and was unable to form a positive determination as to her truthfulness. However, the Judge also stated that even if he found for her in these matters, there is no evidence of payment on delinquent debts. Giving due consideration to this last qualifying statement, the Board concludes that the Judge’s ultimate adverse security clearance decision was not based on any negative inferences drawn from the mere fact that Applicant elected to have her case considered on the written record. Considering the record and the Judge’s decision as a whole, the Board concludes that the Judge’s decision is sustainable based on objective evidence of Applicant’s delinquent debt history and her inability to make significant progress in resolving her financial difficulties. Applicant has not established error on the part of the Judge. After reviewing the record, the Board concludes that the Judge examined the relevant data and articulated a satisfactory explanation for the decision, “including a ‘rational connection between the facts found and the choice made.’” Motor Vehicle Mfrs. Ass’n of the United States v. State Farm Mut. Auto. Ins. Co., 463 U.S. 29, 43 (1983)(quoting Burlington Truck Lines, Inc. v. United States, 371 U.S. 156, 168 (1962)). The Judge’s adverse decision is sustainable on this record. “The general standard is that a clearance may be granted only when ‘clearly consistent with the interests of the national security.’” Department of the Navy v. Egan, 484 U.S. 518, 528 (1988).

Order

The Judge’s adverse security clearance decision is AFFIRMED. Signed: Michael Y. Ra’anan Michael Y. Ra’anan Administrative Judge Chairperson, Appeal Board Signed: Jeffrey D. Billett Jeffrey D. Billett Administrative Judge Member, Appeal Board Signed: James E. Moody James E. Moody Administrative Judge Member, Appeal Board