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A decided public DOHA case, shown for research, not advice or a prediction.

ISCR Case No. 15-07663.a1

Appeal Board

Decided Aug 17, 2017 · Administrative Judge Michael Y. Ra'anan · Appeal

Case headnote

Summary

The applicant, representing herself, sought a security clearance under Guideline F (Financial Considerations) but was denied due to unresolved debts. Despite attributing her financial issues to medical problems and lack of insurance, the judge found insufficient evidence of a payment plan or resolution of debts, leading to the affirmation of the denial on appeal.

Why the applicant was denied

  • The applicant had numerous unresolved debts attributed to financial issues.
  • The applicant did not provide evidence of an implemented debt payment plan or resolution of debts.
  • The appeal included new evidence that could not be considered, as per the rules.

Conditions referenced

Disqualifying

  • AG ¶ 19 Financial Considerationsraised

Mitigating

  • AG ¶ 20(a) The behavior was not recentrejected
  • AG ¶ 20(c) The applicant has made good faith efforts to repay debtsrejected

Key rule quoted

Procedural posture

SOR issued
2016-05-05
Answer filed
Hearing held
2017-05-31 Decision on the written record.
Decision date
2017-08-17 Appeal decision affirmed.

Cite for

  • Unresolved Debts Under Guideline F
  • Limitations on New Evidence in Appeals
  • Standard for Granting Security Clearance Related to National Security Interests

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Appeal at a glance

The appeal was filed by the Applicant after the denial of a security clearance based on financial considerations under Guideline F. The Board affirmed the Administrative Judge's decision, finding no harmful error in the record and noting that new evidence submitted by the Applicant could not be considered on appeal.

Descriptive structured reading of this decided, public Appeal Board decision: what the case says, not a prediction or advice.

Full decision

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The complete official text, footnotes and signatures included, is in the original PDF.

Decision text, by section

Synopsis

KEYWORD: Guideline F DIGEST: Applicant’s appeal brief contains new evidence in the form of a narrative statement, debt payment plan, and portions of credit reports. The Appeal Board cannot consider new evidence on appeal. Adverse decision affirmed. CASENO: 15-07663.a1 DATE: 08/17/2017 DATE: August 17, 2017 In Re: ---------------- Applicant for Security Clearance ) ) ) ) ) ) ) ) ISCR Case No. 15-07663

Appearances

FOR GOVERNMENT James B. Norman, Esq., Chief Department Counsel FOR APPLICANT Pro se The Department of Defense (DoD) declined to grant Applicant a security clearance. On May 5, 2016, DoD issued a statement of reasons (SOR) advising Applicant of the basis for that decision—security concerns raised under Guideline F (Financial Considerations) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as amended) (Directive). Applicant requested a decision on the written record. On May 31, 2017, after considering the record, Defense Office of Hearings and Appeals (DOHA) Administrative Judge Carol G. Ricciardello denied Applicant’s request for a security clearance. Applicant appealed pursuant to Directive ¶¶ E3.1.28 and E3.1.30. The Judge concluded that Applicant has numerous debts that are unresolved. Applicant attributed her financial problems to a chronic medical problem, medical expenses incurred by her son, and the absence of health insurance. After 2010, she acquired health insurance and had a more stable work history; however, she did not begin making payments on her medical debts until a judgment was entered against her in 2013. She stated that she is creating a plan to pay other delinquent debts, but there is no evidence the plan has been implemented or any of the remaining debts are being paid or resolved. Applicant’s appeal brief contains new evidence in the form of a narrative statement, debt payment plan, and portions of credit reports. The Appeal Board cannot consider new evidence on appeal. Directive ¶ E3.1.29. In her appeal brief, Applicant submitted an explanation about her financial problems and the efforts she has taken to resolve them. Her arguments , however, are neither enough to rebut the presumption that the Judge considered all of the record evidence nor sufficient to show that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. See, e.g., ISCR Case No. 15-01717 at 4 (App. Bd. Jul. 3, 2017). Applicant has not identified any harmful error in the Judge’s decision. The Judge examined the relevant evidence and articulated a satisfactory explanation for the decision. The decision is sustainable on this record. “The general standard is that a clearance may be granted only when ‘clearly consistent with the interests of the national security.’” Department of the Navy v. Egan, 484 U.S. 518, 528 (1988). See also Directive, Encl. 2, App. A ¶ 2(b): “Any doubt concerning personnel being considered for national security eligibility will be resolved in favor of the national security.”

Order

The Decision is AFFIRMED. Signed: Michael Ra’anan Michael Ra’anan Administrative Judge Chairperson, Appeal Board Signed: William S. Fields William S. Fields Administrative Judge Member, Appeal Board Signed: James F. Duffy James F. Duffy Administrative Judge Member, Appeal Board