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ISCR 16-00644.a1: Guideline F security clearance appeal, denied (2017) · CASE

ISCR Case 16-00644.a1denied

Case headnote

ISCR Case No. 16-00644.a1

Apr 6, 2017· Hon. Michael Y. Ra'anan· appeal

Summary

A retired military major was denied a security clearance under Guideline F, Financial Considerations, due to unresolved credit card debts. The judge identified disqualifying conditions related to the applicant's financial history, noting that the debts had persisted over many years without resolution.

While mitigating conditions were considered, the applicant failed to demonstrate responsible action regarding his debts. He also did not provide sufficient evidence to mitigate the financial issues.

Consequently, the judge found that the applicant had not overcome the security concerns raised by his financial situation, leading to the denial of his appeal and the security clearance.

Conditions referenced

Disqualifying

AG ¶ 19raisedFinancial Considerations

Mitigating

AG ¶ 20rejectedFinancial ConsiderationsThe applicant did not demonstrate responsible action regarding his debts.
AG ¶ 21rejectedFinancial ConsiderationsThe applicant did not provide sufficient evidence of a plan to resolve his debts.

Key rule quoted

“In a DOHA proceeding it is the applicant’s job to present evidence in mitigation.”

Procedural posture

SOR issuedJun 10, 2016
Answer filed—
Hearing heldJan 27, 2017
Decision dateApr 6, 2017

Cite for

Denial of Security Clearance Due to Unresolved Financial Issues Under Guideline F
Applicant's Burden to Present Evidence in Mitigation
Rejection of Mitigating Conditions Due to Lack of Responsible Action Regarding Debts

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Appeal at a glance· Full written decision

Affirmed

The appeal involved an applicant who was denied a security clearance due to financial considerations under Guideline F. The applicant argued that the Judge's decision was arbitrary and capricious. The Board affirmed the decision, finding no harmful error in the Judge's analysis and conclusions.

Appealed bythe applicant

Applicant representationPro se (self-represented)

Judge belowGina L. Marine denied the clearance

Decided onthe written record

Guidelines belowGuideline F

What the Board reviewed

Decision arbitrary, capricious, or contrary to law, raised by the applicantRejected
Applicant argued that the Judge's adverse decision was arbitrary, capricious, or contrary to law.

Why the Board ruled this way

The Board found that the Judge did not err in concluding that Applicant failed to meet his burden of proof regarding financial considerations. The Judge's findings were supported by substantial evidence and were not arbitrary or capricious.

Standard of review applied

No new evidence on appealNo de-novo re-decisionSubstantial-evidence reviewArbitrary-and-capricious reviewProcedural compliance

Appeal Board panel

Michael Ra’anan (Chair)
James E. Moody
William S. Fields

Descriptive structured reading of this decided, public Appeal Board decision: what the case says, not a prediction or advice.

Full decision

The complete, official text, footnotes and signatures included, is in the original PDF.

Decision text, by section

DEFENSE OFFICE OF HEARINGS AND APPEALS

APPEAL

SYNOPSIS

KEYWORD: Guideline F DIGEST: We cannot consider new evidence on appeal. A Judge is presumed to have considered all of the evidence in the record. In a DOHA proceeding it is the applicant’s job to present evidence in mitigation. We have no authority to consider the impact of an unfavorable decision. Adverse decision affirm. CASE NO: 16-00644.a1 DATE: 04/06/2017 DATE: April 6, 2017 In Re: ----------------

Applicant for Security Clearance ) ) ) ) ) ) ) ) ISCR Case No. 16-00644

APPEAL BOARD DECISION

APPEARANCES

FOR GOVERNMENT James B. Norman, Esq., Chief Department Counsel FOR APPLICANT Pro se The Department of Defense (DoD) declined to grant Applicant a security clearance. On June 10, 2016, DoD issued a statement of reasons (SOR) advising Applicant of the basis for that decision–security concerns raised under Guideline F (Financial Considerations) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as amended) (Directive). Applicant requested a decision on the written record. On January 27, 2017, after considering the record, Defense Office of Hearings and Appeals (DOHA) Administrative Judge Gina L. Marine denied Applicant’s request for a security clearance. Applicant appealed pursuant to Directive ¶¶ E3.1.28 and E3.1.30. Applicant raised the following issue on appeal: whether the Judge’s adverse decision was arbitrary, capricious, or contrary to law. Consistent with the following, we affirm. The Judge’s Finding of Fact Applicant retired from the military as a major. He has been married to his current wife since 2010. He has two children from his first marriage and two step-children. Since his military retirement, Applicant has been employed by a Defense contractor. He earns about $70,000 a year in addition both to retirement pay as well as to disability pay that he receives from the VA. He provides tuition, room, and board for three children attending college. His regular expenses include rent, utilities, and car payments. He provided no further evidence about his income and expenses. Applicant has financial troubles. He attributed his problems to his divorce from his first spouse. At that time he assumed responsibility for the credit card debts that had arisen during the course of the marriage. The record is silent as to the overall amount of debt that is attributable to the first marriage and any amount that has arisen since. Applicant expressed no intention to pay his credit card debts or other unresolved debt alleged in the SOR. In his response to the File of Relevant Material he “finally expressed an intent to pay certain debts[.]” Decision at 4. Applicant’s SOR alleges eleven delinquent debts, the majority of which are for credit cards. Other debts include a deficiency resulting from a foreclosure sale of a house, a loan that has gone to collection, and a bill for utilities. The Judge found that Applicant did not in fact owe the alleged home foreclosure deficiency. She also found that Applicant had paid one of the credit card debts. However, the Judge found the balance of the SOR debts to be unresolved, stating that Applicant had not presented evidence to corroborate his claims of payment. Applicant has not undergone credit counseling. The Judge’s Analysis The Judge entered favorable findings concerning the mortgage and the credit card debt that Applicant had paid. However, regarding the balance of the allegations, the Judge concluded that none of the mitigating conditions fully applied. She stated that Applicant’s debts have persisted over many years since his divorce. Although that divorce was a circumstance outside Applicant’s control, she concluded that he had not demonstrated responsible action in regard to his debts. She noted that he had not received financial counseling and stated that there is insufficient evidence that he has attempted to resolve his problems.

DISCUSSION

Applicant’s brief includes information from outside the record in an attempt to provide more detailed context for his financial problems. We cannot consider new evidence on appeal. Directive ¶ E3.1.29. Applicant’s brief reiterates evidence in the record about his efforts at debt resolution, his military service, marital problems, etc. The Judge made detailed findings about Applicant’s circumstances and discussed them in her analysis. Applicant has not rebutted the presumption that the Judge considered all of the evidence in the record. Neither has he demonstrated that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. See, e.g., ISCR Case No. 13-00502 at 3 (App. Bd. Mar. 7, 2017). In a DOHA proceeding, the applicant bears the responsibility to present evidence in mitigation. Directive ¶ E3.1.15. Given the record that was before her, the Judge did not err in concluding that Applicant had failed to meet this burden. Applicant notes that his continued employment is conditioned upon his holding a clearance. The Directive does not permit us to consider the impact of an unfavorable decision. See, e.g., ISCR Case No. 15-06532 at 3 (App. Bd. Feb. 16, 2017). The Judge examined the relevant evidence and articulated a satisfactory explanation for the decision. The decision is sustainable on this record. “The general standard is that a clearance may be granted only when ‘clearly consistent with the interests of the national security.’” Department of the Navy v. Egan, 484 U.S. 518, 528 (1988). See also Directive, Enclosure 2 ¶ 2(b): “Any doubt concerning personnel being considered for access to classified information will be resolved in favor of the national security.”

ORDER

The Decision is AFFIRMED. Signed: Michael Ra’anan Michael Ra’anan Administrative Judge Chairperson, Appeal Board Signed: James E. Moody James E. Moody Administrative Judge Member, Appeal Board Signed: William S. Fields William S. Fields Administrative Judge Member, Appeal Board