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ISCR Case 23-01881 — CASE

Case record

ISCR Case 23-01881

A decided public DOHA case, shown for research — not advice or a prediction.

Case Profile
Decision Date12/14/2023
Statusdenied
LevelHEARING
TypeSTANDARD ISCR
Participants
Applicant Representation: Pro Se
Judge: Darlene Lokey Anderson
Government Counsel: Andrew H. Henderson
Case Summary
The applicant in this case was a 35-year-old Security Professional employed by a defense contractor, seeking a security clearance. The Defense Counterintelligence and Security Agency issued a Statement of Reasons (SOR) citing concerns under Guideline F, Financial Considerations, specifically alleging that the applicant had a delinquent debt of $19,427 owed to a bank, which was charged off. This debt was incurred when the applicant impulsively financed a new vehicle in 2017, leading to default and subsequent repossession.
During the proceedings, the applicant admitted to the debt and explained that it stemmed from a misjudgment in purchasing a vehicle he could not afford. He had not made any payments toward the debt and indicated that he lacked the financial means to do so. Although he contacted the law firm handling the debt collection and received a settlement offer, he did not provide evidence of any actions taken to resolve the debt. The administrative judge found that the applicant's financial issues raised significant concerns regarding his reliability and trustworthiness, as he failed to demonstrate responsible behavior in addressing his financial obligations.
Ultimately, the administrative judge ruled against the applicant, concluding that he did not meet the burden of proof to mitigate the financial concerns. The judge determined that the applicant's inaction regarding the debt, despite the opportunity to address it, indicated a lack of responsibility and judgment, which were critical factors in the decision to deny the security clearance.
Guidelines Evaluated
- Guideline FFinancial Considerations · Against Applicant
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Case Headnote

ISCR Case No. 23-01881

deniedDec 14, 2023· Hon. Darlene Lokey Anderson· hearing

Summary

A 35-year-old security professional was denied a security clearance under Guideline F, Financial Considerations. The denial stemmed from a significant delinquent debt of $19,427, which remained unresolved at the time of the decision.

Despite the applicant's generally good financial history and acknowledgment of the debt, the administrative judge found a lack of demonstrated effort to address or resolve the outstanding financial obligation. This failure to take action on the debt raised concerns under Adjudicative Guideline Paragraph 20(a).

Ultimately, the judge concluded that the applicant's financial irresponsibility presented significant questions regarding their trustworthiness and reliability, leading to the denial of the security clearance.

Why the Applicant Was Denied

The applicant had a delinquent debt of $19,427 that was not resolved.
The applicant failed to demonstrate efforts to address the financial issues.
The judge concluded that the applicant's financial irresponsibility raised significant concerns regarding trustworthiness and reliability.

Conditions Referenced

Disqualifying

AG ¶ 20(a)raisedFinancial Considerations

Procedural Posture

Decision DateDec 14, 2023

Cite For

Denial of Security Clearance Due to Unresolved Delinquent Debt
Impact of Financial Irresponsibility on Trustworthiness
Consideration of Financial History in Security Clearance Decisions

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Full decision

The complete, official text — footnotes and signatures included — is in the original PDF.