Summary
A 41-year-old divorced applicant with two children was denied a U.S. security clearance under Guideline F (Financial Considerations). The denial stemmed from ten admitted past-due debts, totaling approximately $30,269, which raised a disqualifying condition under AG ¶ 20(a).
The applicant failed to demonstrate responsible action regarding these financial obligations, such as initiating bankruptcy proceedings or providing other evidence of a plan to resolve the debts. The appeal board affirmed the denial, noting that the applicant's arguments were insufficient to rebut the presumption that the judge had thoroughly considered all presented evidence.
Ultimately, the applicant's inability to show proactive steps to address the significant outstanding debt was a primary factor in the decision to deny the security clearance.
Why the Applicant Was Denied
- The applicant admitted to ten past-due debts totaling about $30,269.
- The applicant did not provide evidence of responsible action, such as filing for bankruptcy.
- The applicant's arguments were insufficient to rebut the presumption that the judge considered all evidence.
Conditions Referenced
- AG ¶ 20(a)raisedFinancial Considerations
Key Rule Quoted
“The general standard is that a clearance may be granted only when ‘clearly consistent with the interests of the national security.’”
Procedural Posture
- SOR issuedDec 5, 2016
- Answer filed—
- Hearing heldJun 27, 2018
- Decision dateSep 21, 2018
Cite For
- Affirmation of Denial Under Guideline F Due to Financial Difficulties
- Insufficient Rebuttal of Presumption Regarding Evidence Consideration
- Importance of Demonstrating Responsible Action in Financial Matters