Summary
A 55-year-old retired military sergeant first class was denied a security clearance under Guideline F (Financial Considerations) due to unresolved significant debts. The Statement of Reasons cited two primary allegations: an outstanding balance of $29,925 on a charged-off unsecured loan and $18,124 owed on a charged-off credit card account, totaling $48,049.
The decision to deny clearance was based on the applicant's failure to resolve these substantial charged-off debts. Although the applicant admitted to the debts, he did not provide evidence of a reasonable repayment plan or demonstrate any progress in addressing these financial obligations.
The adjudicator concluded that the applicant's financial situation raised security concerns, and granting clearance would not be consistent with national interest. The denial was specifically linked to Disqualifying Conditions AG ¶ 19(a) and AG ¶ 19(c).
Why the Applicant Was Denied
- The applicant owed significant charged-off debts totaling $48,049, which he admitted and failed to resolve.
- The applicant did not provide evidence of a reasonable plan for debt repayment or demonstrate progress in addressing his financial obligations.
Conditions Referenced
- AG ¶ 19(a)appliedInability to Satisfy Debts
- AG ¶ 19(c)appliedA History of Not Meeting Financial Obligations
Procedural Posture
- SOR issuedJun 12, 2019
- Answer filedJun 27, 2019Requested decision based on written record.
- Hearing held—Decision based on written record.
- Decision dateOct 25, 2019
Cite For
- Denial of Security Clearance Due to Significant Financial Issues Under Guideline F
- Failure to Demonstrate a Reasonable Plan for Debt Repayment
- Impact of Financial Distress on Security Clearance Eligibility