Summary
The applicant was denied a security clearance primarily due to significant financial issues under Guideline F (Financial Considerations). Disqualifying conditions were raised under AG ¶ 19. The applicant had eight delinquent debts totaling over $99,000 and multiple bankruptcies, including three dismissed Chapter 13 bankruptcies and one Chapter 7 bankruptcy discharge.
The applicant, representing himself, failed to demonstrate a good-faith effort to resolve these financial problems. Specifically, he did not show progress on his pending bankruptcy plan and only addressed some debts after receiving the Statement of Reasons (SOR).
The appeal board affirmed the denial, concluding that the applicant did not meet the conditions for mitigation under AG ¶ 20. The board emphasized the importance of financial responsibility in security clearance evaluations, and the denial was upheld.
Why the Applicant Was Denied
- The applicant had eight delinquent debts totaling over $99,000.
- The applicant had multiple bankruptcies, including three Chapter 13 bankruptcies dismissed and a Chapter 7 bankruptcy discharge.
- The applicant failed to show progress on his pending bankruptcy plan and did not address some debts until after receiving the SOR.
Conditions Referenced
- AG ¶ 19raisedFinancial Considerations
- AG ¶ 20rejectedFinancial ConsiderationsThe applicant did not demonstrate a good-faith effort to resolve his debts.
Key Rule Quoted
“A history of financial difficulties raises security concerns.”
Procedural Posture
- SOR issuedJan 4, 2017
- Answer filed—
- Hearing held—
- Decision dateMay 28, 2019Appeal decision affirmed denial.
Cite For
- Affirmation of Denial Due to Significant Financial Issues Under Guideline F
- Importance of Financial Responsibility in Security Clearance Evaluations
- Rejection of Claims of Procedural Due Process Violations