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ISCR Case 24-00949 — CASE

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ISCR Case 24-00949

A decided public DOHA case, shown for research — not advice or a prediction.

Case Profile
Decision Date11/22/2024
Statusdenied
LevelHEARING
TypeSTANDARD ISCR
Participants
Applicant Representation: Pro Se
Judge: Robert Robinson Gales
Government Counsel: Patricia M. Lynch-Epps
Case Summary
The applicant in this case was a 34-year-old employee of a defense contractor, working as an over-the-road truck driver. He applied for a security clearance on August 27, 2023, but was issued a Statement of Reasons (SOR) on July 9, 2024, citing security concerns under Guideline F (Financial Considerations). The SOR detailed 13 delinquent accounts totaling approximately $28,256, which raised questions about the applicant's reliability and trustworthiness.
In his response to the SOR, the applicant admitted to the financial issues and acknowledged that he had made poor decisions regarding his credit. He claimed that he was in the process of addressing his debts and intended to pay them off. However, he had not established any repayment plans with his creditors and failed to provide documentation to substantiate his claims of settling debts. The applicant's financial situation included accounts that had been delinquent for several years, with no evidence of proactive measures taken to resolve them.
The administrative judge ruled against the applicant, concluding that he failed to mitigate the security concerns related to his financial situation. The judge noted that the applicant's admissions and lack of substantial evidence to demonstrate efforts to resolve his debts indicated a pattern of financial irresponsibility, which raised doubts about his judgment and reliability. Consequently, the applicant's eligibility for a security clearance was denied.
Guidelines Evaluated
- Guideline FFinancial Considerations · Against Applicant
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Case Headnote

ISCR Case No. 24-00949

deniedNov 22, 2024· Hon. Robert Robinson Gales· hearing

Summary

A 34-year-old defense contractor employee was denied a security clearance under Guideline F (Financial Considerations) due to unresolved financial issues. The Statement of Reasons (SOR) alleged 13 delinquent accounts totaling approximately $28,256.

The applicant admitted to these 13 delinquent accounts, acknowledging a history of financial irresponsibility. However, despite recognizing the necessity of resolving these debts, he failed to provide any verifiable evidence of efforts to repay or manage them.

This lack of demonstrated effort to address the significant outstanding debt led to concerns regarding his reliability and trustworthiness, resulting in the denial of his security clearance.

Why the Applicant Was Denied

The applicant admitted to multiple delinquent accounts totaling approximately $28,256, indicating a history of financial irresponsibility.
Despite acknowledging the need to resolve these debts, the applicant did not provide verifiable evidence of efforts to repay or manage the debts.

Conditions Referenced

Disqualifying

AG ¶ 20raisedFinancial Considerations

Procedural Posture

SOR issuedJul 9, 2024
Answer filedJul 26, 2024
Hearing heldNov 22, 2024
Decision dateNov 22, 2024

Cite For

Failure to Mitigate Financial Concerns Under Guideline F
Impact of Unresolved Delinquent Accounts on Security Clearance Eligibility
Importance of Providing Verifiable Evidence of Debt Management Efforts

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Standardized Decision Profile

SEAD-4 Guideline F · descriptive summary of a decided case

Posture: Decision on RecordDecided: denied

The judge found that the applicant failed to mitigate financial concerns under Guideline F, which included 13 delinquent accounts totaling approximately $28,256. Despite the applicant's acknowledgment of the debts and a stated willingness to pay them off, the lack of verifiable corrective actions led to a ruling against the applicant.

¶	Allegation	Finding	Type	Response	Disqualifying (¶19)	Mitigating applied (¶20)	Mitigation
1.a	The SOR alleged 13 delinquent accounts totaling approximately $28,256. $28,256	Against Applicant	Unspecified Financial	Admitted	(a) inability to satisfy debts (b) unwillingness to satisfy debts regardless of ability	—	—

Descriptive standardized rendering of a decided public case (Guideline F). The verbatim source decision is shown in full below.

Full decision

The complete, official text — footnotes and signatures included — is in the original PDF.