Summary
A 33-year-old government contractor was denied a security clearance under Guideline F (Financial Considerations) due to three delinquent debts totaling $36,122. The Statement of Reasons detailed these financial obligations, including a collection account for $17,444, a charged-off account for $16,767, and a medical account placed for collection in February 2023 for $1,911. These issues raised disqualifying conditions under Adjudicative Guidelines ¶ 19(a) and ¶ 19(c).
The applicant admitted to the three delinquent debts. However, the judge determined that he failed to demonstrate responsible financial behavior or make sufficient progress toward resolving them. This lack of action raised unmitigated concerns regarding his reliability and trustworthiness.
Ultimately, the judge concluded that granting a security clearance was not consistent with national security interests, resulting in the denial of the applicant's clearance.
Why the Applicant Was Denied
- The applicant admitted to three delinquent debts totaling $36,122.
- He did not demonstrate responsible financial behavior or progress in resolving his debts.
- The judge found that the financial issues raised unmitigated questions about his reliability and trustworthiness.
Conditions Referenced
- AG ¶ 19(a)raisedInability to Satisfy Debts
- AG ¶ 19(c)raisedHistory of Not Meeting Financial Obligations
Procedural Posture
- SOR issuedSep 27, 2024
- Answer filedOct 3, 2024
- Hearing heldFeb 26, 2025via Microsoft Teams
- Decision dateMay 9, 2025
Cite For
- Denial of Security Clearance Due to Unresolved Financial Issues Under Guideline F
- Failure to Demonstrate Responsible Financial Behavior as a Basis for Denial
- Impact of Financial Distress on Security Clearance Eligibility