Summary
A 52-year-old psychiatric technician was denied eligibility for a public trust position under Guideline F (Financial Considerations) due to approximately $41,400 in delinquent debts. The Statement of Reasons detailed numerous financial issues, including ten past-due student loans totaling approximately $18,000, a charged-off car loan for $3,762, and multiple credit card debts, some charged-off or in collection, amounting to $2,964, $1,905, and $1,524.
Additional debts included a judgment on a credit card for $2,724, two medical accounts in collection totaling $6,268, another two medical accounts in collection for $3,977, and a television cable service debt of $274. The judge applied Disqualifying Conditions AG ¶ 19(a), AG ¶ 19(b), and AG ¶ 19(c), while also considering Mitigating Conditions AG ¶ 20(a), AG ¶ 20(b), AG ¶ 20(c), and AG ¶ 20(d).
Ultimately, the applicant was denied because she did not provide sufficient credible information to mitigate financial trustworthiness concerns. She failed to present documentation of efforts to pay or manage her debts, leading the judge to conclude that her financial problems raised doubts about her reliability and judgment.
Why the Applicant Was Denied
- The applicant did not present sufficient credible information to mitigate financial trustworthiness concerns.
- The applicant failed to provide documentation of efforts to pay or manage her debts.
- The applicant's financial problems raised doubts about her reliability and judgment.
Conditions Referenced
- AG ¶ 19(a)raisedInability to Satisfy Debts
- AG ¶ 19(b)raisedUnwillingness to Satisfy Debts Regardless of the Ability to Do So
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligation
- AG ¶ 20(a)rejectedThe Behavior Happened so Long Ago, Was so Infrequent, or Occurred Under Such Circumstances That It Is Unlikely to Recur
- AG ¶ 20(b)rejectedThe Conditions That Resulted in the Financial Problems Were Largely Beyond the Person’s Control
- AG ¶ 20(c)rejectedThe Individual Has Received or Is Receiving Counseling for the Problem
- AG ¶ 20(d)rejectedThe Individual Initiated and Is Adhering to a Good-faith Effort to Repay the Overdue Creditors
Key Rule Quoted
“A person who seeks access to sensitive information enters into a fiduciary relationship with the Government predicated upon trust and confidence.”
Procedural Posture
- SOR issuedJan 9, 2018
- Answer filedFeb 2, 2018Applicant admitted nine allegations and denied nine.
- Hearing held—Applicant requested a decision on the record.
- Decision dateSep 21, 2018
Cite For
- Failure to Mitigate Financial Trustworthiness Concerns Under Guideline F
- Insufficient Evidence of a Credible Plan to Resolve Debts
- Trustworthiness Concerns Due to Unresolved Financial Obligations