Summary
A 45-year-old defense contractor and former U.S. Air Force Technical Sergeant was denied a security clearance under Guideline F, Financial Considerations. The applicant faced concerns regarding eleven delinquent debts totaling approximately $14,000. Disqualifying conditions were raised due to the applicant's history of not meeting financial obligations and having significant overdue debts.
While the applicant settled two of the debts, nine remained unpaid. The judge found that the record evidence was insufficient to mitigate the negative security implications arising from these outstanding financial obligations. Specifically, the applicant did not establish a repayment plan for the remaining debts.
Despite the application of several mitigating conditions, the judge determined that the financial issues were not adequately resolved. Consequently, the security clearance was denied.
Why the applicant was denied
- The applicant has eleven delinquent debts totaling approximately $14,000, with nine remaining unpaid.
- The record evidence was insufficient to mitigate the negative security implications stemming from the unpaid debts.
- The applicant did not establish a repayment plan for the outstanding debts.
Conditions referenced
- E2.A6.1.2.1raisedA History of Not Meeting Financial Obligations
- E2.A6.1.2.3raisedInability or Unwillingness to Satisfy Debts
- E2.A6.1.2.6appliedThe Individual Initiated a Good-faith Effort to Repay Overdue Creditors or Otherwise Resolve DebtsThe applicant settled two debts.
- E2.A6.1.2.1rejectedThe Behavior Was Not RecentThe debts remain unpaid and are considered recent.
- E2.A6.1.2.2rejectedIt Was an Isolated IncidentThere are multiple unpaid debts.
- E2.A6.1.3.3rejectedThe Conditions That Resulted in the Behavior Were Largely Beyond the Person's ControlNo evidence of factors beyond the applicant's control was presented.
- E2.A6.1.3.4rejectedThe Person Has Received or Is Receiving Counseling for the Problem and There Are Clear Indications That the Problem Is Being Resolved or Is Under ControlNo evidence of financial counseling was provided.
Key rule quoted
“The awarding of a security clearance is not a once in a life time occurrence, but is based on current disqualifying and mitigating conditions.”
Procedural posture
- SOR issuedJun 22, 2006
- Answer filedSep 13, 2006Applicant requested a hearing.
- Hearing held—Decision made based on paperwork.
- Decision dateJun 7, 2007
Cite for
- Financial Obligations and Their Impact on Security Clearance Eligibility
- Insufficient Evidence to Mitigate Financial Concerns Under Guideline F
- Criteria for Establishing Good-faith Efforts to Resolve Debts