Summary
The applicant, a 46-year-old male with a GED and a welding certification, faced security concerns under Guideline F due to significant financial issues, including an unpaid judgment, state tax liens, and numerous delinquent debts totaling approximately $13,210. The applicant failed to provide evidence of debt repayment or responsible financial management, leading to the denial of his security clearance application.
Under Guideline F (Financial Considerations), the Statement of Reasons alleged the following: The unpaid judgment (SOR ¶ 1.a.) was entered in May 2008 in the approximate amount of $1,190 (1.a). Applicant admitted the state tax lien (SOR ¶ 1.b.), filed in August 2006, in the approximate amount of $2,502 (1.b). Applicant admitted a second state tax lien (SOR ¶ 1.c.), filed in June 2006, in the approximate amount of $499 (1.c). As to the child support collection account (SOR ¶ 1.d.) in the approximate amount of $5,584, Applicant provided documentation showing that his total child-support arrears are approximately $5,158 (1.d). Two medical collection accounts (SOR ¶¶ 1.e. and 1.f.) in the approximate amounts of $1,235 and $892 were placed for collection in about June 2014 (1.e). Two medical collection accounts (SOR ¶¶ 1.e. and 1.f.) in the approximate amounts of $1,235 and $892 were placed for collection in about June 2014 (1.f). Two additional collection accounts (SOR ¶¶ 1.g. and 1.h.) in the approximate amounts of $296 and $257 were placed for collection in about May 2014 and February 2013, respectively (1.g). Two additional collection accounts (SOR ¶¶ 1.g. and 1.h.) in the approximate amounts of $296 and $257 were placed for collection in about May 2014 and February 2013, respectively (1.h). The SOR alleges nine traffic or parking tickets (SOR ¶¶ 1.i. to 1.q.) totaling approximately $695 (1.i). The SOR alleges nine traffic or parking tickets (SOR ¶¶ 1.i. to 1.q.) totaling approximately $695 (1.j). The SOR alleges nine traffic or parking tickets (SOR ¶¶ 1.i. to 1.q.) totaling approximately $695 (1.k). The SOR alleges nine traffic or parking tickets (SOR ¶¶ 1.i. to 1.q.) totaling approximately $695 (1.l). The SOR alleges nine traffic or parking tickets (SOR ¶¶ 1.i. to 1.q.) totaling approximately $695 (1.m). The SOR alleges nine traffic or parking tickets (SOR ¶¶ 1.i. to 1.q.) totaling approximately $695 (1.n). The SOR alleges nine traffic or parking tickets (SOR ¶¶ 1.i. to 1.q.) totaling approximately $695 (1.o). The SOR alleges nine traffic or parking tickets (SOR ¶¶ 1.i. to 1.q.) totaling approximately $695 (1.p). The SOR alleges nine traffic or parking tickets (SOR ¶¶ 1.i. to 1.q.) totaling approximately $695 (1.q). Applicant claims that the two medical collection accounts alleged in SOR ¶¶ 1.r. and 1.s., were incurred while he was unemployed and should have been covered under a state health insurance plan (1.r). Applicant claims that the two medical collection accounts alleged in SOR ¶¶ 1.r. and 1.s., were incurred while he was unemployed and should have been covered under a state health insurance plan (1.s).
The judge denied the clearance. The government raised disqualifying conditions AG ¶ 19(a), AG ¶ 19(c). The decision turned on the following: The applicant did not provide evidence of payments or a reasonable plan to address his debts; The applicant's financial issues were ongoing and unresolved, raising concerns about his reliability and trustworthiness; The applicant failed to respond to the Government's FORM, waiving his opportunity to contest the evidence against him.
Why the Applicant Was Denied
- The applicant did not provide evidence of payments or a reasonable plan to address his debts.
- The applicant's financial issues were ongoing and unresolved, raising concerns about his reliability and trustworthiness.
- The applicant failed to respond to the Government's FORM, waiving his opportunity to contest the evidence against him.
Conditions Referenced
- AG ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
Key Rule Quoted
“The protection of the national security is the paramount consideration.”
Procedural Posture
- SOR issuedDec 4, 2015
- Answer filedJan 19, 2016Applicant elected to have the case decided on the written record.
- Hearing held—No hearing; decided on the written record.
- Decision dateJan 24, 2017
Cite For
- Failure to Mitigate Financial Considerations Under Guideline F
- Impact of Unresolved Debts on Security Clearance Eligibility
- Importance of Providing Evidence in Response to a FORM