Summary
The applicant, a 52-year-old Senior Operations Analyst, sought a public trust position but was denied due to significant financial issues, including over $41,000 in delinquent debts. Despite acknowledging some debts, the applicant failed to provide evidence of repayment or financial responsibility, leading to concerns about his reliability and trustworthiness.
Under Guideline F (Financial Considerations), the Statement of Reasons alleged the following: A judgment was filed against the Applicant in July 2014 in the approximate amount of $3,902. The judgment remains unpaid. Applicant claims that the debt is in the process of repayment by agreement with the debt collector (1.a). A debt owed to a creditor for a medical account placed for collection in the approximate amount of $308. This debt remains owing (1.b). A debt owed to a creditor for an account placed for collection in the approximate amount of $3,857. This debt remains owing (1.c). A debt owed to a creditor for a medical account placed for collection in the approximate amount of $537. Applicant denies this debt and claims he disputed it because no services were provided (1.d). A debt owed to a creditor for a medical account was placed for collection in the approximate amount of $323. This debt remains owing (1.e). A debt owed to a creditor for a medical account was placed for collection in the approximate amount of $1,632. This debt remains owing (1.f). A debt owed to a bank was placed for collection in the amount of approximately $4,189. This debt remains owing (1.g). A debt owed to a bank was charged off in the approximate amount of $12,243. This debt remains owing. Applicant claims that the debt is in the process of repayment by agreement made with the debt collector (1.h). A debt owed to a creditor was charged off in the approximate amount of $6,138. This debt remains owing (1.i). A debt owed to a store for an account that was charged off in the approximate amount of $2,643. This debt remains owing (1.j). A debt owed to a department store for an account placed for collection in the approximate amount of $5,528. This debt remains owing. Applicant claims that this debt is in the process of repayment by agreement made with the debt collector (1.k).
The judge denied the clearance. The government raised disqualifying conditions AG ¶ 19(a), AG ¶ 19(b), AG ¶ 19(c), AG ¶ 19(e). The decision turned on the following: The applicant has over $41,000 in delinquent debts, indicating financial irresponsibility; He failed to provide documentation of payments or efforts to resolve his debts; The applicant's financial issues raise concerns about his reliability and trustworthiness.
Why the Applicant Was Denied
- The applicant has over $41,000 in delinquent debts, indicating financial irresponsibility.
- He failed to provide documentation of payments or efforts to resolve his debts.
- The applicant's financial issues raise concerns about his reliability and trustworthiness.
Conditions Referenced
- AG ¶ 19(a)raisedInability to Satisfy Debts
- AG ¶ 19(b)raisedUnwillingness to Satisfy Debts
- AG ¶ 19(c)raisedHistory of Not Meeting Financial Obligations
- AG ¶ 19(e)raisedConsistent Spending Beyond One's Means
Key Rule Quoted
“Failure to live within one's means, satisfy debts, and meet financial obligations may indicate poor self-control, lack of judgment, or unwillingness to abide by rules and regulations, all of which can raise questions about an individual's reliability, trustworthiness, and ability to protect classified or sensitive information.”
Procedural Posture
- SOR issuedOct 4, 2016
- Answer filed—
- Hearing held—
- Decision dateOct 25, 2017
Cite For
- Financial Irresponsibility Under Guideline F
- Failure to Provide Evidence of Debt Resolution
- Impact of Financial Issues on Trustworthiness Evaluations