Summary
The applicant, a 44-year-old male, sought a public trust position but was denied due to significant financial issues under Guideline F. The applicant admitted to some debts but failed to provide sufficient evidence of resolution or a plan to manage his financial obligations, leading to concerns about his reliability and trustworthiness.
Under Guideline F (Financial Considerations), the Statement of Reasons alleged the following: Applicant admitted that he was indebted to a creditor for a past-due student loan in the amount of $3,811 (1.a). Applicant denied that he was indebted to a creditor for a past-due student loan in the amount of $2,456 (1.b). Applicant admitted owing a past-due debt to a utility company in the amount of $567 (1.c). Applicant denied owing a past–due debt to a cable television provider in the amount of $467 (1.d). Applicant denied being indebted to a creditor for a past-due medical debt in the amount of $180 (1.e). Applicant denied owing a past–due debt to a cable television provider in the amount of $63 (1.f). Applicant denied owing $1,727 for a judgment entered against him in 2009 (1.g). Applicant denied owing $1,395 for a judgment entered against him in January 2015 (1.h). Applicant denied owing a past–due debt to a creditor in the amount of $4,194 (1.i). Applicant denied that he was indebted to a creditor for a past-due student loan in the amount of $3,043 (1.j). Applicant denied owing a past–due debt to a creditor in the amount of $1,568 (1.k). Applicant denied owing a past–due medical debt to a creditor in the amount of $555 (1.l). Applicant denied owing a past-due debt to a creditor in the amount of $409 (1.m). Applicant denied owing $4,093 for a judgment entered against him in 2015 (1.n).
The judge denied the clearance. The government raised disqualifying conditions AG ¶ 19(a), AG ¶ 19(b), AG ¶ 19(c). The decision turned on the following: The applicant has a history of being unable or unwilling to fully satisfy his debts; The applicant did not provide a workable plan or budget to demonstrate his ability to manage his financial obligations; The applicant failed to submit sufficient information to mitigate the trustworthiness concerns arising from his financial problems.
Why the Applicant Was Denied
- The applicant has a history of being unable or unwilling to fully satisfy his debts.
- The applicant did not provide a workable plan or budget to demonstrate his ability to manage his financial obligations.
- The applicant failed to submit sufficient information to mitigate the trustworthiness concerns arising from his financial problems.
Conditions Referenced
- AG ¶ 19(a)raisedInability to Satisfy Debts
- AG ¶ 19(b)raisedUnwillingness to Satisfy Debts
- AG ¶ 19(c)raisedHistory of Not Meeting Financial Obligations
Key Rule Quoted
“Failure to live within one’s means, satisfy debts, and meet financial obligations may indicate poor self-control, lack of judgment, or unwillingness to abide by rules and regulations, all of which can raise questions about an individual’s reliability, trustworthiness, and ability to protect classified or sensitive information.”
Procedural Posture
- SOR issuedJun 17, 2016
- Answer filedJul 7, 2016Applicant elected to have the case decided on the written record.
- Hearing held—No hearing; case decided on the written record.
- Decision dateNov 2, 2017
Cite For
- Failure to Provide Evidence of Financial Responsibility Under Guideline F
- Impact of Unresolved Debts on Trustworthiness Determinations
- Criteria for Evaluating Financial Considerations in Security Clearance Cases