Summary
The applicant, a 34-year-old security guard force supervisor with over six years of experience and a nine-year Air Force service record, faced financial concerns under Guideline F due to multiple delinquent debts. The judge found that the applicant had taken significant steps to address his financial issues, including paying off several debts and disputing others, ultimately concluding that he acted responsibly and could be trusted with classified information.
Under Guideline F (Financial Considerations), the Statement of Reasons alleged the following: child support arrears in the amount of $4,917 (1.a). a telephone debt in collection for $1,625.74 (1.b). a debt for a car repossession for $12,974 (1.c). a furniture account in collection for $2,450.05 (1.d). an apartment rent account in collection for $3,698 (1.e). another car repossession debt for $4,382 (1.f). two medical accounts in collection for $228 (1.g). two medical accounts in collection for $75 (1.h). an internet service debt for $257 (1.i). a returned check debt in collection for $240 (1.j). a cable debt in collection for $166 (1.k). another medical account in collection for $50 (1.l). another telephone account in collection for $32 (1.m). an account past due for $1,682 (1.n).
The judge granted the clearance. The government raised disqualifying conditions AG ¶ 19(a), AG ¶ 19(c). The judge applied mitigating conditions AG ¶ 20(a), AG ¶ 20(b), AG ¶ 20(d), AG ¶ 20(e). The decision turned on the following: Applicant has paid off several delinquent debts and is current with child support payments; He has disputed debts for which he lacks information and is actively working to resolve remaining debts; The applicant's financial management indicates he will act responsibly in safeguarding classified information.
Why the Applicant Prevailed
- Applicant has paid off several delinquent debts and is current with child support payments.
- He has disputed debts for which he lacks information and is actively working to resolve remaining debts.
- The applicant's financial management indicates he will act responsibly in safeguarding classified information.
Conditions Referenced
- AG ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
- AG ¶ 20(a)appliedThe Behavior Happened so Long Ago, Was so Infrequent, or Occurred Under Such Circumstances That It Is Unlikely to Recur
- AG ¶ 20(b)appliedThe Conditions That Resulted in the Financial Problems Were Largely Beyond the Person’s Control
- AG ¶ 20(d)appliedThe Individual Has Initiated a Good-faith Effort to Repay the Overdue Creditors or Otherwise Resolve Debts
- AG ¶ 20(e)appliedThe Individual Has a Reasonable Basis to Dispute the Legitimacy of the Past-due Debt
Key Rule Quoted
“A person who seeks access to classified information enters into a fiduciary relationship with the government predicated upon trust and confidence.”
Procedural Posture
- SOR issuedNov 24, 2009
- Answer filedDec 15, 2009
- Hearing heldMar 10, 2010
- Decision dateApr 27, 2010
Cite For
- Mitigation of Financial Concerns Under Guideline F
- Responsible Management of Finances as Indicative of Trustworthiness
- Whole-person Concept in Security Clearance Evaluations