Summary
The applicant, a 34-year-old federal contractor, faced security concerns under Guideline F (Financial Considerations) and Guideline J (Criminal Conduct) due to a history of unpaid debts and a criminal conviction for reckless endangerment. Despite attempts to resolve some debts, the applicant's ongoing financial issues and probation status led to the denial of her security clearance.
Under Guideline F (Financial Considerations) and Guideline J (Criminal Conduct), the Statement of Reasons alleged the following: The debt in SOR ¶ 1.a is a credit card debt ($3,377) that was charged off (1.a). The debt in SOR ¶ 1.b is a credit card debt ($6,283) that was charged off (1.b). The debt in SOR ¶ 1.c is a credit card debt ($9,264) that was charged off (1.c). The debt in SOR ¶ 1.d is a telephone bill debt ($330) that was charged off (1.d). The debts in SOR ¶¶ 1.e and 1.f are student loans ($4,514 and $4,291) that were charged off (1.e). The debts in SOR ¶¶ 1.e and 1.f are student loans ($4,514 and $4,291) that were charged off (1.f).
The judge denied the clearance. The government raised disqualifying conditions F.19(a), F.19(c), J.30(a), J.30(c), J.30(d). The judge applied mitigating conditions F.20(d), J.32(c), J.32(d). The decision turned on the following: The applicant has multiple unpaid debts totaling approximately $18,747, indicating an inability to satisfy financial obligations; The applicant remains on probation for a reckless endangerment conviction, raising concerns about her judgment and reliability; The applicant's financial problems were largely caused by her own actions, including job loss due to criminal conduct.
Why the Applicant Was Denied
- The applicant has multiple unpaid debts totaling approximately $18,747, indicating an inability to satisfy financial obligations.
- The applicant remains on probation for a reckless endangerment conviction, raising concerns about her judgment and reliability.
- The applicant's financial problems were largely caused by her own actions, including job loss due to criminal conduct.
Conditions Referenced
- F.19(a)appliedInability or Unwillingness to Satisfy Debts
- F.19(c)appliedA History of Not Meeting Financial Obligations
- J.30(a)appliedA Single Serious Crime or Multiple Lesser Offenses
- J.30(c)appliedAllegation or Admission of Criminal Conduct
- J.30(d)appliedIndividual Is Currently on Parole or Probation
- F.20(d)appliedThe Individual Initiated a Good-faith Effort to Repay Overdue Creditors or Otherwise Resolve DebtsThe applicant has settled some delinquent debts.
- J.32(c)appliedEvidence That the Person Did Not Commit the OffenseThe charge from 2005 was withdrawn.
- J.32(d)rejectedEvidence of Successful RehabilitationThe applicant remains on probation and has unresolved financial issues.
Key Rule Quoted
“Any doubt concerning personnel being considered for access to classified information will be resolved in favor of national security.”
Procedural Posture
- SOR issuedMay 27, 2010
- Answer filedundated
- Hearing heldSep 8, 2010scheduled hearing date
- Decision datenot specified
Cite For
- Denial of Security Clearance Due to Unresolved Financial Obligations
- Impact of Criminal Conduct on Security Clearance Eligibility
- Consideration of Probation Status in Security Clearance Decisions